Rui Ma
$455,000$510,0004 bd3 ba2,613 sqft$174 /sqft$3,589 /mo all-in ↓

14412 20TH STREET E, PARRISH, FL, 34219

Active221 days on marketListed Dec 12, 2025MLS #A4674971

Reduced $55KSingle Family ResidenceCOVE AT TWIN RIVERS

About this home

14412 20TH STREET E

**Price Adjustment / ASSUMABLE VA Loan 3%** If you want all the sophistication of an updated new build and the comfort of having established neighbors and no construction by your house- then this is the one you're looking for! This home has a polished aesthetic- from the paint and fixtures, highly desirable layout of the floor plan, sound system wiring downstairs, tray ceilings, and stylish quartz countertops that all bring an elevated presence to this stunning property. The view through the double sliding glass doors bring the outside in so you can enjoy the serenity that the preserve brings to your every day life. There's plenty of room for a pool or spa in the back, so your dream oasis is just waiting for you! The laundry room is thoughtfully finished, the garage floors are epoxied, and there are elevated storage racks for ample storage space so you can park your vehicles inside. This home has everything you could want without having to wait for it to be built. The neighborhood lifestyle is definitely a highlight- with community yard sales, Easter egg hunts, food truck rallies, access to the river via boat ramp, multiple playgrounds, and golf cart parades- you'll be sure to love where you live! This isn't just your next house, it's your forever home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,613

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$174

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ExteriorHurricane Shutters · Sliding Doors

Community & fees

HOA fee$58/mo
Taxes (2024)$5,895/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,589 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2024 actual bill$491
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,589/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$491
HOA / condo fee$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$437KedgeAI estimate $515,577 · range $473K$591K$615K

vs edgeAI estimate

−11.7%

$/sqft vs Parrish actives

$174 vs $206

Days on market

221 vs 42 typical

Where $174/sqft sits among the 400 Parrish actives

106 · this home
101
87
52
20
34
$157–182$182–208$208–233$233–259$259–284$284+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Twin Rivers

Map of 14412 20TH STREET E inside its neighborhood boundary

Get to know Parrish. See the full Parrish guide →

Twin Rivers — neighborhood snapshot

Population

1,806

Median age

49

Median income

$131,042

Median home value

$601,000

Avg household

3

Households w/ children

154

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

206 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $455,000 $55K
Dec 12, 2025Listed at $510,000 · 221 days on market since
2022Built · COVE AT TWIN RIVERS

Reality check

What actually sold near 14412 20TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14620 20TH STREET ESold · Mar ’26

$413,500

14620 20TH STREET E · same community

4 bd · 3 ba · 2,197 sqft · $188/sqft · 134 DOM

14514 20TH STREET ESold · Apr ’26

$450,000

14514 20TH STREET E · same community

4 bd · 3 ba · 2,197 sqft · $205/sqft · 40 DOM

833 BALLEBY TRAILSold · May ’26

$465,000

833 BALLEBY TRAIL

5 bd · 3 ba · 2,615 sqft · $178/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14412 20TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14412 20TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

14412 20TH STREET E FAQs

What would the monthly payment be for 14412 20TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,589/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14412 20TH STREET E?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14412 20TH STREET E?+

The most recent tax bill on record (2024) was $5,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14412 20TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $455,000, this home is listed about 8% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 14412 20TH STREET E?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$455,000 runs 10% above the PARRISH 34219 median — but at 2,613 sqft it's also 22% larger than the typical Parrish listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

221 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $510,000, now $455,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of ZHUZH SRQ · Becka Guilfoyle. MLS #A4674971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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