Rui Ma
$1,199,000$1,285,0003 bd3 ba2,495 sqft$481 /sqft$8,218 /mo all-in ↓

576 MAST DRIVE, BRADENTON, FL, 34208

Active160 days on marketListed Feb 20, 2026MLS #A4681201

Reduced $86KPrivate poolSingle Family ResidenceHARBOUR WALK

About this home

576 MAST DRIVE

Price improvement! Welcome to a tranquil canal retreat in Harbour Walk, charming upscale boating community on the Manatee River. This waterfront residence offers refined Florida living with over 75 feet of canal frontage, a true boater’s dream. Built in 2016, this thoughtfully designed three-bedroom, three-bath home with a dedicated office blends modern construction with timeless style. From the moment you step inside, sun-drenched interiors and expansive glass create a bright, inviting atmosphere, while the open-concept floor plan allows for effortless flow between the kitchen, dining, and living areas. The kitchen serves as the heart of the home beautifully integrated into the main living space and designed for both everyday comfort and elegant entertaining. It features top-of-the-line Whirlpool appliances, a center island, and a breakfast nook overlooking the lanai. Clean architectural lines and meticulous maintenance reflect exceptional pride of ownership throughout. The split floor plan offers privacy, with the owner’s wing on one side of the home and the guest bedrooms and bathrooms on the other. The den provides added convenience with access to the one-car garage and connects to the primary bathroom. Outdoor living is equally impressive. The spacious lanai features a private pool and spa overlooking the tranquil canal, creating a resort-inspired setting ideal for quiet mornings or sunset gatherings. Entertain guests effortlessly and dine al fresco around the outdoor kitchen while relaxing in the expansive lanai and enjoying the peaceful views. You have the option to install a boat lift and dock your boat right at your backyard! This property is well equipped with hurricane shutters, a motorized solar shade for the lanai and a Generac whole-house generator for peace of mind and comfort. Great storage throughout, including custom cabinetry in the primary walk-in closets, adds to the home’s thoughtful design. Located within the secure, beautifully maintained enclave of Harbour Walk, residents enjoy walking trails, kayak launching, a fishing dock, tennis court, and playground. This residence offers a peaceful waterfront backdrop while remaining conveniently close to golfing, shopping, dining, and the Gulf Coast’s world-class beaches. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,495

Sqft

0.24 ac

Lot size

3

Garage

2016

Year built

One

Levels

$481

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Indoor Grill · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s)
LaundryCommon Area · Electric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Tile
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ParkingCovered · Ground Level · Split Garage
ExteriorFrench Doors · Hurricane Shutters · Lighting · Outdoor Grill · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$220/mo
Taxes (2024)$11,019/yr
PetsCats OK, Dogs OK, Yes
CommunityCanal Front · Fishing · River · Water Access · Waterfront · Deed Restrictions · Gated Community - Guard · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,218 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property tax — 2024 actual bill$918
HOA fee — from the listing$220
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,900
Interest rate6.00%
Loan term

Estimated payment

$8,218/mo

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property taxes (actual bill)$918
HOA / condo fee$220
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$965KedgeAI estimate $1,194,769 · range $1.0M$1.4M$1.5M

vs edgeAI estimate

+0.4%

$/sqft vs Bradenton actives

$481 vs $251

Days on market

160 vs 53 typical

Where $481/sqft sits among the 400 Bradenton actives

101
95
90
48
26
40 · this home
$125–186$186–247$247–308$308–369$369–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Map of 576 MAST DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 241% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,000 $86K
Feb 20, 2026Listed at $1,285,000 · 160 days on market since
2016Built · HARBOUR WALK

Reality check

What actually sold near 576 MAST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

569 MAST DRIVESold · May ’26

$1,225,000

569 MAST DRIVE · same community

4 bd · 3 ba · 2,731 sqft · $449/sqft · 26 DOM

512 MAST DRIVESold · Mar ’26

$1,665,000

512 MAST DRIVE · same community

3 bd · 3.5 ba · 3,346 sqft · $498/sqft · 1 DOM

302 AMERICAS CUP BOULEVARDSold · Jun ’26

$800,000

302 AMERICAS CUP BOULEVARD

3 bd · 2.5 ba · 2,371 sqft · $337/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 576 MAST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 576 MAST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

576 MAST DRIVE FAQs

What would the monthly payment be for 576 MAST DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,218/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 576 MAST DRIVE?+

The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 576 MAST DRIVE?+

The most recent tax bill on record (2024) was $11,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 576 MAST DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,199,000, this home is listed about 203% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 576 MAST DRIVE?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,199,000 runs 241% above the BRADENTON 34208 median — but at 2,495 sqft it's also 57% larger than the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

160 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,285,000, now $1,199,000 — a $86K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Pascale Durand. MLS #A4681201.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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