8992 SEAGRAPE LANE, PLACIDA, FL, 33946
Active87 days on marketListed Apr 28, 2026MLS #A4691772
About this home
8992 SEAGRAPE LANE
Experience the charm of Little Gasparilla Island, a secluded barrier island in Southwest Florida’s Charlotte County. Nestled just north of Gasparilla Island and separated by Gasparilla Pass, this hidden coastal retreat offers a rare blend of privacy and natural beauty. Located west of Placida across Placida Harbor, the island is accessible only by private boat or water taxi—ensuring a peaceful, uncrowded environment. Embrace true “Old Florida” living where tranquility takes center stage. With no cars permitted, transportation is by golf cart or on foot, creating a relaxed, island-style lifestyle. Pristine beaches, breathtaking sunsets, and abundant wildlife are just steps away, and you can stroll to nearby Don Pedro Island State Park to experience unspoiled coastal nature at its finest. Conveniently located boating to Dock 51, this property sits just five lots from the dock on the left, offering easy access to and from the island. The adjacent lot is also available for purchase with another agent on a separate sale, presenting a rare opportunity to acquire two side-by-side parcels—ideal for building a larger custom home or expanding your private island retreat. The surrounding waters are remarkably clear, offering excellent visibility and truly exceptional fishing. Enjoy the best of both worlds with easy access to the bay and the Gulf, perfect for boating, angling, and exploring Florida’s pristine coastline. This is a unique opportunity to build your dream home in a serene, private setting—while still being just a short boat ride from mainland conveniences, dining, and marinas. Discover your own slice of paradise and escape the pace of everyday life.
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$888 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$888/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 8992 SEAGRAPE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$595,000
8932 GULF STREET · same community
3 bd · 2 ba · 1,398 sqft · $426/sqft · 28 DOM
Sold · Jun ’26$1,150,000
8798 GRAND AVENUE · same community
3 bd · 2 ba · 2,079 sqft · $553/sqft · 131 DOM
Sold · Aug ’25$449,000
8714 KING STREET
2 bd · 1 ba · 720 sqft · $624/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8992 SEAGRAPE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8992 SEAGRAPE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
8992 SEAGRAPE LANE FAQs
What would the monthly payment be for 8992 SEAGRAPE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $888/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8992 SEAGRAPE LANE?+
The most recent tax bill on record (2025) was $764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8992 SEAGRAPE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $105,000, this home is listed about 84% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8992 SEAGRAPE LANE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$105,000 runs 200% above the PLACIDA 33946 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Donna Bennington. MLS #A4691772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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