Rui Ma
$1,175,0003 bd2 ba1,661 sqft$707 /sqft$7,401 /mo all-in ↓

4223 ROYAL PALM DRIVE, BRADENTON, FL, 34210

Active3 days on marketListed Jul 30, 2026MLS #A4701007

WaterfrontPrivate poolFully furnishedSingle Family ResidenceSAN REMO SHORES

About this home

4223 ROYAL PALM DRIVE

**Attention avid boaters and waterfront lifestyle buyers!** If you've been searching for the waterfront unicorn that can truly accommodate your boating lifestyle, you've found it. Located in highly desirable **San Remo Shores**, this 3B/2B coastal home is positioned on a rare **tri-canal intersection** with **112 feet of deep-water frontage** and **no bridges to Palma Sola Bay**, providing quick, direct access to the Gulf. The 60FT. x 6FT. dock with Azek decking new in 2018, is the true centerpiece of this exceptional property. Designed for serious boaters, it features a **heavy-duty marine power yacht pedestal, a 10,000-pound boat lift for a second vessel, and an 11x12 mechanical dock ideal for launching kayaks, paddle boards, or simply enjoying life on the water. Brand new seawall by Duncan in 2018. Properties offering this level of boating infrastructure and protected deep-water access are becoming increasingly rare. Whether you own a large yacht, multiple boats, or simply want one of the area's most versatile waterfront setups, this is a property that is difficult to replicate. Beyond the water, the home is equally impressive. Property amenities include a saltwater heated pool and spa, a new roof (2024),tank-less water heater, 2025 AC, impact-rated garage door (2012), toto bidet, outdoor shower, reverse osmosis water system for the kitchen and the Hoshizaki commercial ice machine—perfect for keeping coolers stocked before a day on the water. The home is move-in ready and offered turnkey furnished, making it ideal as a primary residence, vacation home, or investment property. One of the most desirable features of San Remo Shores is its flexibility. The voluntary neighborhood association has no deed restrictions on vacation rentals, allowing for nightly rentals and excellent income potential. Designed for effortless indoor-outdoor living, this home is perfect for entertaining, launching a sunset cruise from your backyard, or simply relaxing while taking in the tranquil canal views. Just 3 miles from Anna Maria Island and moments from Palma Sola Bay, this one-of-a-kind waterfront property offers the rare combination of protected deep-water boating, exceptional dockage, and the relaxed luxury of Florida's Gulf Coast. **Don't miss this opportunity to own one of the area's most unique waterfront properties—where serious boating meets laid-back coastal living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,661

Sqft

0.24 ac

Lot size

1

Garage

1966

Year built

One

Levels

$707

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Whole House R.O. System
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ExteriorPrivate Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,517/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,401 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property tax — 2025 actual bill$460
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $117,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $117,500
Interest rate6.00%
Loan term

Estimated payment

$7,401/mo

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property taxes (actual bill)$460
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$557KedgeAI estimate $845,660 · range $580K$1.3M$1.3M

vs edgeAI estimate

+38.9%

$/sqft vs Bradenton actives

$707 vs $249

Days on market

3 vs 53 typical

Where $707/sqft sits among the 400 Bradenton actives

154
142
61
26
7
10 · this home
$126–223$223–320$320–417$417–514$514–610$610+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Remo Shores

Map of 4223 ROYAL PALM DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

San Remo Shores — neighborhood snapshot

Population

485

Median age

63

Median income

$110,045

Median home value

$493,500

Avg household

2

Households w/ children

10%

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 489% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $1,175,000 · 3 days on market since
1966Built · SAN REMO SHORES

Reality check

What actually sold near 4223 ROYAL PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3816 99TH STREET WSold · Jul ’26

$1,050,000

3816 99TH STREET W · same community

3 bd · 2 ba · 1,701 sqft · $617/sqft · 4 DOM

4007 ROYAL PALM DRIVESold · Jun ’26

$800,000

4007 ROYAL PALM DRIVE · same community

2 bd · 2 ba · 1,608 sqft · $498/sqft · 81 DOM

3715 BAMBOO TERRACESold · Nov ’25

$610,000

3715 BAMBOO TERRACE · same community

2 bd · 2.5 ba · 1,573 sqft · $388/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4223 ROYAL PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4223 ROYAL PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

4223 ROYAL PALM DRIVE FAQs

What would the monthly payment be for 4223 ROYAL PALM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4223 ROYAL PALM DRIVE?+

The most recent tax bill on record (2025) was $5,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4223 ROYAL PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,175,000, this home is listed about 197% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4223 ROYAL PALM DRIVE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,175,000 runs 489% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

Listing courtesy of SATO REAL ESTATE INC. · Cindy Quinn, Pa. MLS #A4701007.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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