18563 FORT SMITH CIRCLE, PORT CHARLOTTE, FL, 33948
Active2 days on marketListed Aug 7, 2026MLS #A4702313
About this home
18563 FORT SMITH CIRCLE
Welcome to your own slice of Florida paradise at 18563 Fort Smith Circle! This beautifully maintained 2-bedroom, 2-bath POOL HOME is being sold FULLY FURNISHED, offering the perfect opportunity to simply bring your suitcase and start enjoying the Florida lifestyle from day one. Step outside to your private screened pool and lanai—an inviting outdoor retreat perfect for morning coffee, afternoon swims, sunset cocktails, and entertaining family and friends. Even better, several of the major improvements have already been taken care of, including a NEW ROOF (2024), NEW POOL CAGE (2024), and newer HVAC approximately 4–5 years old, providing added peace of mind for the next owner. Inside, the comfortable and welcoming floor plan is filled with natural light and comes furnished for an easy transition into your new Florida home. Whether you're looking for a full-time residence, winter escape, or investment opportunity, this property delivers the combination buyers are searching for—a private pool, furnishings, major recent improvements, and easy Florida living. Conveniently located near shopping, dining, golf, boating, medical facilities, and everything the Gulf Coast has to offer, with beautiful beaches and waterfront destinations just a drive away. Fully furnished. Private pool. Major updates already completed. Your Florida escape is ready—just bring your suitcase!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
930
Sqft
0.23 ac
Lot size
1
Garage
1991
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,924 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,924/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs PORT CHARLOTTE SEC 079
$253 vs $281
Days on market
2 vs 60 typical
Where $253/sqft sits among the 11 homes for sale in PORT CHARLOTTE SEC 079
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 11
PORT CHARLOTTE SEC 079 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 683% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18563 FORT SMITH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$330,000
18234 AVONSDALE CIRCLE · same community
2 bd · 2 ba · 912 sqft · $362/sqft · 49 DOM
Sold · Oct ’25$290,000
18938 AYRSHIRE CIRCLE · same community
2 bd · 2 ba · 962 sqft · $301/sqft · 48 DOM
Sold · Oct ’25$225,000
18263 OHARA DRIVE · same community
2 bd · 2 ba · 894 sqft · $252/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18563 FORT SMITH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18563 FORT SMITH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
18563 FORT SMITH CIRCLE FAQs
What would the monthly payment be for 18563 FORT SMITH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18563 FORT SMITH CIRCLE?+
The most recent tax bill on record (2025) was $3,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18563 FORT SMITH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $235,000, this home is listed about 29% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 18563 FORT SMITH CIRCLE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$235,000 runs 683% above the PORT CHARLOTTE 33948 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Port Charlotte market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Dana Musco. MLS #A4702313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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