, FORT PIERCE, FL, 34949
Active40 days on marketListed Jun 10, 2026MLS #B26039221
About this home
Welcome to 2500 Harbour Cove Dr, a waterfront end-unit townhouse on Hutchinson Island offering 3 bedrooms, 2.5 baths, and approximately 1,780 sq ft of living space. This light-filled residence features an open-concept layout with generous living and dining areas, water views from both levels, and a spacious back deck overlooking the canal. Enjoy your private deck with rear walkway access to your very own 30 boat slip with a 10,000 lb boat lift, an excellent setup for boating and waterfront living. Recent updates include a 2021 water heater and 2020 HVAC system. The property also includes a single-car garage for parking and storage. Located near the beach, Fort Pierce Inlet State Park, dining, and community amenities, this townhome offers a great opportunity for a full-time residence, seaso nal retreat, or investment property. Schedule your private showing today and explore the potential of this Hutchinson Island waterfront property.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,780
Sqft
1
Garage
1991
Year built
2
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,864 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,864/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Pierce actives
$337 vs $207
Days on market
40 vs 68 typical
Where $337/sqft sits among the 400 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hutchinson Island North
Get to know Fort Pierce. See the full Fort Pierce guide →
Hutchinson Island North — neighborhood snapshot
Population
3,494
Median age
68
Median income
$97,905
Median home value
$509,267
Avg household
2
Households w/ children
72%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$270K → $185K
Fort Pierce median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
49 of 400
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the FORT PIERCE 34949 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$170,000
2800 N Highway A1a 201, Hutchinson Island FL 34949
2 bd · 2 ba · 1,630 sqft · $104/sqft · 619 DOM
Sold · Sep ’25$440,000
3113 OCELOT WAY UNIT 30-5
3 bd · 2 ba · 1,626 sqft · $271/sqft · 5 DOM
Sold · Jun ’26$420,000
107 Fernandina Street, Fort Pierce FL 34949
3 bd · 2 ba · 1,610 sqft · $261/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,864/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $10,349. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $599,000, this home is listed about 78% above the Fort Pierce median of $336,490. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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