Rui Ma
$220,000$225,0003 bd1 ba960 sqft$229 /sqft$1,673 /mo all-in ↓

2912 DUDLEY DRIVE, BARTOW, FL, 33830

Active63 days on marketListed May 19, 2026MLS #C7526371

Priced 27% below the BARTOW 33830 medianReduced $5KSingle Family ResidenceGORDON HEIGHTS PH 01

About this home

2912 DUDLEY DRIVE

Bring your vision and make this charming 3, 1 renovation bathroom your home. With no HOA and city water and sewer. Full fenced backyard and shed for storage. A/C replaced in 2021 and the roof was replaced in 2025.Seller motivated and will contribute with $5000 towards buyers closing cost.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

960

Sqft

0.17 ac

Lot size

1971

Year built

One

Levels

$229

Per sqft

Inside

FlooringTile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesEast
ParkingConverted Garage · Driveway · Open
ExteriorOther

Community & fees

Taxes (2025)$1,447/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,673 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,673/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$200KedgeAI estimate $224,479 · range $208K$241K$251K

vs edgeAI estimate

−2%

$/sqft vs Bartow actives

$229 vs $173

Days on market

63 vs 42 typical

Where $229/sqft sits among the 120 Bartow actives

22
33
28
21
7 · this home
9
$108–137$137–167$167–196$196–225$225–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gordon Heights

Map of 2912 DUDLEY DRIVE inside its neighborhood boundary

Get to know Bartow. See the full Bartow guide →

Gordon Heights — neighborhood snapshot

Population

997

Median age

45

Median income

$32,397

Median home value

$174,800

Avg household

3

Households w/ children

120

For the school run

Polk County School District

HighLake Region High School★★★★
MiddleBartow Middle School★★★★
ElementaryAlturas Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

67 of 120

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $220,000 $5K
May 19, 2026Listed at $225,000 · 63 days on market since
1971Built · GORDON HEIGHTS PH 01

Reality check

What actually sold near 2912 DUDLEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2923 DUDLEY DRIVESold · Jan ’26

$117,500

2923 DUDLEY DRIVE · same community

4 bd · 2 ba · 1,320 sqft · $89/sqft · 14 DOM

2865 BARTON PLACESold · Apr ’26

$243,000

2865 BARTON PLACE

3 bd · 1 ba · 986 sqft · $246/sqft · 12 DOM

4180 PALM DRIVESold · Jun ’26

$118,000

4180 PALM DRIVE

2 bd · 1.5 ba · 924 sqft · $128/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2912 DUDLEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2912 DUDLEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

2912 DUDLEY DRIVE FAQs

What would the monthly payment be for 2912 DUDLEY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2912 DUDLEY DRIVE?+

The most recent tax bill on record (2025) was $1,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $220,000, this home is listed about 32% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2912 DUDLEY DRIVE?+

Lake Region High School (high), Bartow Middle School (middle), Alturas Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of M&M REALTY SOLUTIONS LLC · Angel Gonzalez. MLS #C7526371.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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