1821 SW 22ND TERRACE, CAPE CORAL, FL, 33991
Active6 days on marketListed Aug 4, 2026MLS #C7529065
About this home
1821 SW 22ND TERRACE
MOVE-IN READY POOL HOME ON A CORNER LOT WITH MAJOR UPDATES! Welcome to this beautifully maintained 3-bedroom, 2-bathroom, 2-car garage home perfectly situated on a spacious corner lot in one of Cape Coral's desirable neighborhoods. Offering a long list of recent improvements, an inviting open layout, and an incredible outdoor living space, this home is ready for you to move right in and start enjoying the Florida lifestyle. Step inside to discover a bright, airy interior where soaring ceilings and luxury vinyl plank flooring create a fresh, modern feel throughout the home. The thoughtfully designed floor plan offers comfortable living spaces filled with natural light, making everyday living and entertaining equally enjoyable. At the heart of the home, the kitchen features granite countertops, stainless steel appliances, a convenient center island, and ample cabinetry and workspace—perfect for everything from preparing weeknight meals to hosting family and friends. The kitchen flows seamlessly into the main living and dining areas, creating an open-concept design that keeps everyone connected. The spacious primary suite provides a relaxing retreat, complete with a large walk-in closet and a private ensuite bathroom. Two additional guest bedrooms and a well-appointed guest bathroom offer comfortable accommodations for family, visitors, or the flexibility to create a home office or hobby room. Step outside to your own backyard oasis. The expansive screened lanai and oversized pool provide the perfect setting for relaxing in the sunshine, hosting weekend barbecues, or cooling off after a day at the beach. Beyond the pool enclosure, the fully fenced backyard offers privacy and plenty of space for children, pets, or outdoor activities. This home also provides peace of mind with numerous big-ticket updates already completed, including a new roof (2022), new air conditioning system (2022), and new water heater (2025). Roll-down hurricane shutters for every window and door make storm preparation quick and convenient while providing an added layer of protection. Conveniently located near shopping, dining, parks, schools, golf courses, and everything Cape Coral has to offer, this home combines comfort, functionality, and an exceptional outdoor lifestyle in one beautiful package. Whether you're searching for a full-time residence, seasonal escape, or investment opportunity, this move-in-ready pool home checks all the boxes. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,288
Sqft
0.25 ac
Lot size
2
Garage
2001
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,893 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,893/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs CAPE CORAL
$291 vs $246
Days on market
6 vs 50 typical
Where $291/sqft sits among the 149 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
51 of 149
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1821 SW 22ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1821 SW 22ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1821 SW 22ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
1821 SW 22ND TERRACE FAQs
What would the monthly payment be for 1821 SW 22ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1821 SW 22ND TERRACE?+
The most recent tax bill on record (2025) was $4,312. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1821 SW 22ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $375,000, this home is listed about 15% below the Cape Coral median of $441,200. The market section on this page shows how the area is trending.
Which schools are assigned to 1821 SW 22ND TERRACE?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$375,000 runs 20% above the CAPE CORAL 33991 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Cape Coral market that averages 50 — if it fits, move quickly.
04Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7529065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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