Rui Ma
$1,950,0004 bd3 ba3,615 sqft$539 /sqft$13,475 /mo all-in ↓

9353 OLD A1A, ST AUGUSTINE, FL, 32080

Active376 days on marketListed Jul 8, 2025MLS #FC311077

WaterfrontSingle Family ResidenceSUMMERHAVEN

About this home

9353 OLD A1A

Welcome to a once-in-a-lifetime opportunity to own a truly exceptional seaside home in the highly coveted and private Summer Haven community. Nestled along a quiet, private road with no public beach access, this direct oceanfront estate also boasts rare river frontage—offering breathtaking panoramic views of both the Atlantic Ocean and the Summer Haven River. Designed to maximize its stunning surroundings, this 4-bedroom, 3-bathroom coastal retreat features a wrap-around porch where you can savor both sunrises over the ocean and sunsets over the river. Every room in the home offers a view, filling the space with natural light and the soothing ambiance of coastal living. The open-concept kitchen is a chef’s dream, showcasing elegant granite countertops, top-of-the-line appliances—including a Viking refrigerator—and plenty of space for entertaining. Their are 2 owner’s suites with unparalleled ocean views, spa-inspired bathrooms with dual vanities, large walk-in showers, and spacious walk-in closets. Additional highlights include a 3-car garage with storage space, spacious guest bedrooms with ocean or river views, and seamless indoor-outdoor living spaces that embrace the unique beauty of this rare location. This is more than just a home—it's a lifestyle of privacy, luxury, and unmatched natural beauty. Opportunities like this in Summer Haven are incredibly rare. This property would also make for a great Short Term Vacation Rental! Don’t miss your chance to own one of the most unique properties on Florida’s coast.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,615

Sqft

0.88 ac

Lot size

3

Garage

1988

Year built

Two

Levels

$539

Per sqft

Waterfront

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Washer · Whole House R.O. System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationStilt/On Piling
FacesWest
ExteriorBalcony · French Doors · Lighting · Sliding Doors

Community & fees

Taxes (2024)$24,745/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,475 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,522
PMI (est., until 20% equity)$731
Property tax — 2024 actual bill$2,062
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $195,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $195,000
Interest rate6.00%
Loan term

Estimated payment

$13,475/mo

Principal & interest$10,522
PMI (est., until 20% equity)$731
Property taxes (actual bill)$2,062
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$539 vs $241

Days on market

376 vs 39 typical

Where $539/sqft sits among the 183 St Augustine actives

91
38
14
15
8
17 · this home
$178–241$241–304$304–366$366–429$429–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Map of 9353 OLD A1A

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32080 — neighborhood snapshot

Population

21,368

Median age

58.3

Median income

$91,201

Median home value

$497,500

Avg household

2.06

Households w/ children

1,323

For the school run

St. Johns County School District

MiddleGamble Rogers Middle School★★★★★
ElementaryW. Douglas Hartley Elementary★★★★
HighPedro Menendez High School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

76 of 183

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 226% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →

Paper trail

This home's history

Jul 8, 2025Listed at $1,950,000 · 376 days on market since
1988Built · SUMMERHAVEN

Reality check

What actually sold near 9353 OLD A1A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9411 OLD A1ASold · Aug ’25

$1,250,000

9411 OLD A1A

4 bd · 3 ba · 2,788 sqft · $448/sqft · 482 DOM

141 GENE JOHNSON ROADSold · Apr ’26

$1,013,800

141 GENE JOHNSON ROAD

3 bd · 2.5 ba · 2,671 sqft · $380/sqft · 218 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9353 OLD A1A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9353 OLD A1A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

9353 OLD A1A FAQs

What would the monthly payment be for 9353 OLD A1A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9353 OLD A1A?+

The most recent tax bill on record (2024) was $24,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Augustine?+

At $1,950,000, this home is listed about 343% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9353 OLD A1A?+

Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,950,000 runs 226% above the ST AUGUSTINE 32080 median — but at 3,615 sqft it's also nearly twice the size of the typical St Augustine listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

376 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES, · Karen Lindsey. MLS #FC311077.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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