Rui Ma
$359,9002 bd2 ba1,791 sqft$201 /sqft$2,597 /mo all-in ↓

708 CRESTWOOD DRIVE, ST AUGUSTINE, FL, 32086

Active53 days on marketListed May 29, 2026MLS #FC318891

Single Family ResidenceSOUTHWOOD PUD PH 1A

About this home

708 CRESTWOOD DRIVE

This home is in the beautiful enclave of "Southwood" in St. Augustine. Known for its maintenance-free living. The neighborhood offers a turnkey lifestyle where the landscaping is covered in the HOA with dues only at $205.00 per month with no CDD fees. The home itself is an open concept home with fresh brand new carpets a double sided gas fireplace with ambiance that is shared with the expansive living room as well as the bonus room. The bonus room could be used as an office, play room, reading room etc. In addition, there is a covered porch in the back further expanding the living space of the home. The expansive primary suite is impressive from its size and privacy to the very nice walk in closet. Washer and Dryer included This home is a truly must see home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,791

Sqft

0.12 ac

Lot size

2

Garage

2001

Year built

One

Levels

$201

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

Taxes (2025)$1,914/yr
PetsNumber Limit
CommunityPool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,597 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,597/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$201 vs $241

Days on market

53 vs 39 typical

Where $201/sqft sits among the 178 St Augustine actives

87 · this home
39
16
13
5
18
$175–239$239–304$304–368$368–432$432–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St. Augustine Shores Estates

Map of 708 CRESTWOOD DRIVE inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

St. Augustine Shores Estates — neighborhood snapshot

Population

7,891

Median age

53

Median income

$70,440

Median home value

$283,967

Avg household

2

Households w/ children

795

For the school run

St. Johns County School District

ElementaryW. Douglas Hartley Elementary★★★★
MiddleGamble Rogers Middle School★★★★★
HighPedro Menendez High School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

73 of 178

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →

Paper trail

This home's history

May 29, 2026Listed at $359,900 · 53 days on market since
2001Built · SOUTHWOOD PUD PH 1A

Reality check

What actually sold near 708 CRESTWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

189 AMISTAD DRIVESold · Jul ’25

$327,000

189 AMISTAD DRIVE

3 bd · 2.5 ba · 1,764 sqft · $185/sqft · 44 DOM

146 CASA BELLA LANESold · Mar ’26

$300,000

146 CASA BELLA LANE

3 bd · 2.5 ba · 1,546 sqft · $194/sqft · 109 DOM

102 CASA BELLA LANE UNIT 102Sold · Jul ’26

$319,000

102 CASA BELLA LANE UNIT 102

3 bd · 2.5 ba · 1,546 sqft · $206/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 708 CRESTWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 708 CRESTWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

708 CRESTWOOD DRIVE FAQs

What would the monthly payment be for 708 CRESTWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,597/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 708 CRESTWOOD DRIVE?+

The most recent tax bill on record (2025) was $1,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 708 CRESTWOOD DRIVE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $359,900, this home is listed about 18% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 708 CRESTWOOD DRIVE?+

W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CULVER REALTY & PROPERTY MGMT · Tracie Culver. MLS #FC318891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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