265 MOSES CREEK BOULEVARD, ST AUGUSTINE, FL, 32086
Active45 days on marketListed Jun 8, 2026MLS #FC319117
About this home
265 MOSES CREEK BOULEVARD
STUNNING & SPACIOUS 4/3.5 WITH HEATED POOL & VIEWS OF NATURAL SPRING. Just updated, you'll love this incredible St. Augustine home nestled in a small and quiet community only a few miles from the Beach and walking distance from the Moses Creek Conservation area. Boasting more than 3,000 SQFT this home has it all. Enter into a spacious traditionally designed layout with vaulted ceilings and an open kitchen. Dedicated formal dining room and downstairs living room lead to large kitchen with solid surface counters, breakfast bar, dinette, pantry and more, all overlooking the pool. Adjacent flex space is perfect for home office or den. Downstairs master with his and hers walk-in closet and private bath. Upstairs bonus room with built-ins leads to 2nd bedroom with en-suite bath. Two more bedrooms with hall bath for convenience. Laundry area with sink upstairs. Screened-in pool and hot tub are heated, and overlook a beautiful natural spring. Roof 2024. The best of Florida Living.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,175
Sqft
0.33 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,583 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,583/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,347
Median age
50.2
Median income
$74,508
Median home value
$342,000
Avg household
2.41
Households w/ children
3,407
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 265 MOSES CREEK BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 MOSES CREEK BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
265 MOSES CREEK BOULEVARD FAQs
What would the monthly payment be for 265 MOSES CREEK BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,583/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 265 MOSES CREEK BOULEVARD?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 265 MOSES CREEK BOULEVARD?+
The most recent tax bill on record (2025) was $4,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 265 MOSES CREEK BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $695,000, this home is listed about 58% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 265 MOSES CREEK BOULEVARD?+
Osceola Elementary School (elementary), R J Murray Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high), Pedro Menendez High School (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 145% above the ST AUGUSTINE 32086 median — but at 3,175 sqft it's also nearly twice the size of the typical St Augustine listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Osceola Elementary School, R J Murray Middle School, Mky- Head Start /Dpp Pk School, First Coast Technical College, Pedro Menendez High School — Osceola Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WHOLESALE REALTY LLC · John Germaine. MLS #FC319117.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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