Rui Ma
$609,900$625,0004 bd3 ba2,374 sqft$257 /sqft$4,485 /mo all-in ↓

19512 SPRING OAK DRIVE, EUSTIS, FL, 32736

Active38 days on marketListed Jun 11, 2026MLS #G5113555

Reduced $15KPrivate poolSingle Family ResidencePARK PLACE ON LAKE JOANNA 3RD ADDITION

About this home

19512 SPRING OAK DRIVE

WELCOME TO YOUR OWN PRIVATE GARDEN OASIS! Situated on a beautiful corner lot just under ½ acre, this stunning 4-bedroom + office pool home is surrounded by lush landscaping, vibrant flower gardens, mature trees, and peaceful outdoor living spaces. Enjoy your own backyard paradise featuring a screened saltwater pool, expansive pool deck, covered lanai, open patio for grilling, and a charming wraparound front porch—the perfect place to relax and unwind. Inside, you'll love the spacious open floor plan with a formal dining room, large family room with a fireplace and custom built-ins, and a beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, a large center island, coffee bar, butler's pantry, abundant cabinetry, and a sunny breakfast nook. The split-bedroom design offers privacy for everyone. One guest suite has its own private entrance from the wraparound porch and adjoining bath, making it ideal for an in-law suite, guests, or home office. The spacious primary suite overlooks the pool and includes a walk-in closet, dual vanities, a garden tub, and a tiled walk-in shower. Additional upgrades include Roof (2019), HVAC (2021), Interior Paint (2023), New Cooktop (2024), New Salt Cell (2025), and New Garbage Disposal (2025). Other highlights include bamboo flooring, crown molding, walk-in closets in all guest bedrooms, an oversized garage with storage racks, and a large laundry room with extensive cabinetry. Located in one of the area's most sought-after communities on crystal-clear Lake Joanna, residents enjoy a private boat ramp, dock, park, and playground. Just minutes from charming Downtown Mount Dora, you'll love the boutique shopping, waterfront dining, festivals, art shows, and year-round events. Plus, you're conveniently located near major highways with an easy commute to Orlando International Airport, Downtown Orlando, and Walt Disney World. This isn't just a home—it's a private retreat where beautiful gardens, outdoor living, and timeless charm come together.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,374

Sqft

0.42 ac

Lot size

2

Garage

2000

Year built

One

Levels

$257

Per sqft

Private poolFireplaceGarden viewPets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile
AppliancesDisposal · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesNortheast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Garden · Irrigation System · Lighting · Sidewalk

Community & fees

HOA fee$61/mo
Taxes (2025)$8,927/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Deed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,485 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,291
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$744
HOA fee — from the listing$61
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,990
Interest rate6.00%
Loan term

Estimated payment

$4,485/mo

Principal & interest$3,291
PMI (est., until 20% equity)$229
Property taxes (actual bill)$744
HOA / condo fee$61
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $610K
$497KedgeAI estimate $585,424 · range $518K$613K$637K

vs edgeAI estimate

+4.2%

$/sqft vs Eustis actives

$257 vs $204

Days on market

38 vs 36 typical

Where $257/sqft sits among the 199 Eustis actives

64
71
30 · this home
12
8
14
$121–182$182–242$242–303$303–363$363–423$423+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 19512 SPRING OAK DRIVE

Drive times from this address

Universal Orlando46 min
Orlando Int’l Airport (MCO)53 min

Get to know Eustis. See the full Eustis guide →

EUSTIS 32736 — neighborhood snapshot

Population

11,582

Median age

49.5

Median income

$83,727

Median home value

$352,100

Avg household

2.76

Households w/ children

929

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

97 of 199

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $609,900 $15K
Jun 11, 2026Listed at $625,000 · 38 days on market since
2000Built · PARK PLACE ON LAKE JOANNA 3RD ADDITION

Reality check

What actually sold near 19512 SPRING OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19624 SPRING OAK DRIVESold · May ’26

$650,000

19624 SPRING OAK DRIVE · same community

3 bd · 3.5 ba · 3,296 sqft · $197/sqft · 65 DOM

8055 LAUREL RIDGE DRIVESold · Apr ’26

$420,000

8055 LAUREL RIDGE DRIVE

3 bd · 2 ba · 2,378 sqft · $177/sqft · 7 DOM

8575 HEMPSTEAD WAYSold · Nov ’25

$750,000

8575 HEMPSTEAD WAY

3 bd · 2.5 ba · 2,370 sqft · $316/sqft · 238 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19512 SPRING OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19512 SPRING OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

19512 SPRING OAK DRIVE FAQs

What would the monthly payment be for 19512 SPRING OAK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,485/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19512 SPRING OAK DRIVE?+

The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19512 SPRING OAK DRIVE?+

The most recent tax bill on record (2025) was $8,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19512 SPRING OAK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $609,900, this home is listed about 59% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 19512 SPRING OAK DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$609,900 runs 31% above the EUSTIS 32736 median — but at 2,374 sqft it's also 24% larger than the typical Eustis listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $625,000, now $609,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Nancy McCloskey. MLS #G5113555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Eustis homes, in your inbox

Like 19512 SPRING OAK DRIVE but not quite? A daily digest of every new listing in Eustis — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Rui to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 19, 2026 at 10:56 PM UTC. The listing information on this page last changed on July 19, 2026 at 10:56 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 19, 2026 at 10:56 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 19, 2026 at 10:56 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.