1433 APACHE CIRCLE, TAVARES, FL, 32778
Active18 days on marketListed Jul 2, 2026MLS #G5114329
About this home
1433 APACHE CIRCLE
THIS CHARMING cottage offers relaxed Florida living with restaurants, downtown shopping, the waterfront park and splash playground, grocery stores, banking, salons, and more all just a golf cart ride away. This well-maintained home features a great floor plan, perfect for everyday living and entertaining. Recent updates within the past year include quartz countertops, nickel cabinet hardware, 4.25” baseboards, fresh landscaping, new refrigerator with warranty, new HVAC system also with warranty. Additional features include blinds, ceiling fans, built-in shelving and cabinetry, and your own Meyer Lemon Tree for Fall enjoyment. The primary suite offers an en-suite bath and walk-in closet, while the sunroom includes its own heating and cooling unit for year-round comfort. Furnished package available for additional cost. Outside, the spacious carport provides room for parking and a delightful space for morning coffee or relaxing with neighbors. The unfinished yet very functional laundry room includes a workshop area with excellent potential for hobbies, storage, projects, or flexible use. Located in Lake Frances Estates, a welcoming 55+ community in Tavares, where residents enjoy a low $52 monthly HOA fee and access to a lively community center with meals, celebrations, music, dancing, games and social activities. Amenities include indoor and outdoor pools, shuffleboard, lake access for boating, kayaking, fishing and more—offering the perfect balance of active living and relaxation.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,104
Sqft
0.15 ac
Lot size
1982
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,779 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,779/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.1%
$/sqft vs Tavares actives
$191 vs $194
Days on market
18 vs 40 typical
Where $191/sqft sits among the 244 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
117 of 244
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 1433 APACHE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$55,000
1024 CAPELLA DRIVE · same community
2 bd · 2 ba · 1,104 sqft · $50/sqft · 5 DOM
Sold · Feb ’26$110,000
1312 APACHE CIRCLE · same community
2 bd · 2 ba · 1,104 sqft · $100/sqft · 39 DOM
Sold · Dec ’25$154,500
1317 MOHAWK CIRCLE · same community
2 bd · 2 ba · 1,125 sqft · $137/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1433 APACHE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1433 APACHE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
1433 APACHE CIRCLE FAQs
What would the monthly payment be for 1433 APACHE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,779/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1433 APACHE CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1433 APACHE CIRCLE?+
The most recent tax bill on record (2025) was $2,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1433 APACHE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $211,000, this home is listed about 36% below the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1433 APACHE CIRCLE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD EDGE · Michelle Bevill. MLS #G5114329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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