3776 NW 26TH TERRACE, GAINESVILLE, FL, 32605
Active1 days on marketListed Aug 10, 2026MLS #GC541871
About this home
3776 NW 26TH TERRACE
Welcome home to this beautifully maintained 2-bedroom, 2-bath home offering an open, split-bedroom floor plan designed for both comfort and functionality. The spacious living area features soaring vaulted ceilings and attractive wood-look flooring, creating a warm and inviting space for relaxing or entertaining. The kitchen boasts abundant cabinet and counter space, a stylish tile backsplash, breakfast bar, and stainless steel refrigerator. The generously sized primary suite includes a large walk-in closet and an en-suite bath with an accessible walk-in shower. Fresh carpet in the secondary bedrooms adds a cozy touch, while the covered front porch and rear patio provide the perfect spots to enjoy Florida's beautiful weather. Conveniently located near shopping, restaurants, parks, and just a short drive to the University of Florida, Santa Fe College, and North Florida Regional Medical Center, this home offers the ideal combination of comfort and convenience. 2 pets welcome. Graduate students welcome.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,254
Sqft
0.09 ac
Lot size
1
Garage
2004
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $200
Days on market
1 vs 44 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3776 NW 26TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$254,500
3832 NW 27TH STREET · same community
2 bd · 2 ba · 1,254 sqft · $203/sqft · 107 DOM
Sold · Apr ’26$275,000
3816 NW 27TH STREET · same community
3 bd · 2 ba · 1,292 sqft · $213/sqft · 12 DOM
Sold · May ’26$237,000
3814 NW 26TH STREET · same community
3 bd · 2 ba · 1,409 sqft · $168/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3776 NW 26TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3776 NW 26TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3776 NW 26TH TERRACE FAQs
What would the monthly payment be for 3776 NW 26TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3776 NW 26TH TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,800, this home is listed about 99% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3776 NW 26TH TERRACE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32605 market on paper
$1,800 is 99% below the GAINESVILLE 32605 median of $255,000, and at $1/sqft it sits under the Gainesville average of $209.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Gainesville market that averages 44 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GOLDEN RULE REAL ESTATE AND PROPERTY MANAGEMENT · April Strickland. MLS #GC541871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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