BROWN CHAPEL ROAD, ST CLOUD, FL, 34769
Active636 days on marketListed Oct 23, 2024MLS #O6244941
About this home
BROWN CHAPEL ROAD
Prime Development Opportunity – Land Sold As Is Exceptional opportunity for developers or investors! This vacant parcel in Saint Cloud offers endless potential in one of Central Florida’s fastest-growing markets. The property is being sold as is, with no permits or active approvals, but includes a conceptual project previously designed for 21 townhome units, illustrating the site’s development potential. Ideally located with direct access to US-192 and just minutes from the Florida Turnpike, this land offers convenient access to hospitals, schools, shopping, and new residential communities. Utilities are nearby, and the area is undergoing rapid residential and commercial expansion. Highlights: • Land sold as is – clean slate for your own development vision • Conceptual plan available for 21 townhouse units (not approved) • High-growth corridor near St. Cloud Regional Medical Center • Easy access to US-192 and Turnpike • Ideal for developers, builders, or investors • Motivated seller – ready to negotiate A rare opportunity to secure a prime location in a thriving area, ready for your next residential or mixed-use project. Includes a preliminary site plan for 21 townhouse units.
Facts & features
The home at a glance
2.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,677 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,677/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 300% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near BROWN CHAPEL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$100,000
841 ROBINSON COURT · same community
2 bd · 1 ba · 784 sqft · $128/sqft · 8 DOM
Sold · Jan ’26$75,000
503 MCKAY STREET · same community
3 bd · 2 ba · 1,344 sqft · $56/sqft · 0 DOM
Sold · Dec ’25$325,000
285 GRAPE AVENUE · same community
3 bd · 2 ba · 1,522 sqft · $214/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about BROWN CHAPEL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for BROWN CHAPEL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
BROWN CHAPEL ROAD FAQs
What would the monthly payment be for BROWN CHAPEL ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,677/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on BROWN CHAPEL ROAD?+
The most recent tax bill on record (2023) was $2,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,100,000, this home is listed about 159% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to BROWN CHAPEL ROAD?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 300% above the ST CLOUD 34769 median.
02Time on market is leverage
636 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,700,000, now $1,100,000 — a $600K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Maritza Hernandez. MLS #O6244941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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