123 ZINNIA LANE W, POINCIANA, FL, 34759
Active448 days on marketListed May 26, 2025MLS #O6311069
About this home
123 ZINNIA LANE W
Short Sale. SHORT SALE! PRICE APPROVED!! Welcome to 123 Zinnia Lane W, a stunning solar-powered, newly built single-family home located in the vibrant community of Poinciana, Florida. Constructed in 2023, this move-in-ready property combines eco-conscious technology with contemporary design, offering both comfort and long-term savings for today’s discerning buyer. This thoughtfully designed residence features four spacious bedrooms and two full bathrooms across 1,867 square feet of open living space. The expansive layout seamlessly integrates the kitchen, dining, and living areas, creating an ideal setting for both daily living and entertaining. Modern finishes and appliances enhance the functionality and aesthetic appeal of the home’s central living spaces. One of the standout features of this property is its oversized driveway and unique positioning on a flag lot, providing both added privacy and ample parking for multiple vehicles. Whether you're hosting guests or managing a busy household, this practical layout adds exceptional convenience. The backyard offers plenty of room for recreation or future outdoor enhancements, making it perfect for families or pet owners. Situated close to schools, parks, and shopping centers, this property is a rare opportunity to own a turnkey home in a growing neighborhood. Schedule a private tour today and experience the ideal combination of modern living, sustainability, and privacy at 123 Zinnia Lane W.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,867
Sqft
0.27 ac
Lot size
2
Garage
2023
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,104 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,104/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.6%
$/sqft vs Poinciana actives
$128 vs $181
Days on market
448 vs 19 typical
Where $128/sqft sits among the 201 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
55 of 201
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 ZINNIA LANE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$341,790
1115 ST. MICHEL WAY · same community
4 bd · 2 ba · 1,867 sqft · $183/sqft · 284 DOM
Sold · Nov ’25$270,000
209 HYACINTH COURT · same community
4 bd · 3 ba · 1,884 sqft · $143/sqft · 309 DOM
Sold · Sep ’25$334,990
1112 CAMDEN WAY · same community
3 bd · 2 ba · 1,602 sqft · $209/sqft · 321 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 123 ZINNIA LANE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 ZINNIA LANE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
123 ZINNIA LANE W FAQs
What would the monthly payment be for 123 ZINNIA LANE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,104/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 123 ZINNIA LANE W?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 123 ZINNIA LANE W?+
The most recent tax bill on record (2024) was $4,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 123 ZINNIA LANE W?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $239,900, this home is listed about 17% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 123 ZINNIA LANE W?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HEIGHTS REALTY GROUP · Daniel Rodriguez. MLS #O6311069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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