3090 TIMBER HAWK CIRCLE, OCOEE, FL, 34761
Active270 days on marketListed Oct 24, 2025MLS #O6353745
About this home
3090 TIMBER HAWK CIRCLE
"SELLER OFFERS INSPECTION CREDIT AT CLOSING! The seller is confident in the condition of the home and is offering a credit toward the buyer’s inspection at closing, allowing buyers to choose their own licensed inspector." This stunning and spacious 4 bedrooms, 2.5 bathrooms home in the desirable gated Oak Trail Reserve community offers the perfect blend of comfort, style, and efficiency. The bright open floor plan is ideal for both everyday living and entertaining. The modern kitchen features granite countertops, stainless steel appliances, and a walk-in pantry, a dream for anyone who loves to cook and stay organized. Enjoy plenty of storage space throughout the home, a rare feature in newer builds. Upstairs, the primary suite includes an oversized walk-in closet and an inspired bathroom with dual sinks. Three additional bedrooms, a loft, and a convenient upstairs laundry room make this layout both functional and family-friendly. Energy efficiency shines with solar panels that help significantly lower your electric bills. The smart home system integrates control of the A/C, doorbell, and security cameras for added comfort and peace of mind. Enjoy a huge backyard with no rear neighbors, backing to a beautiful conservation area for added privacy and tranquility. Community amenities include a pool and cabana, playground, nature trails, and direct access to the West Orange Trail for biking, jogging, or walking. Conveniently located near shopping, dining, and top-rated charter schools such as Innovation Montessori Ocoee, Renaissance Charter, and Hope Charter. Quick access to major highways, theme parks, and Orlando International Airport. Schedule your private showing today and discover this beautiful home
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,260
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,874 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,874/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
$/sqft vs Ocoee actives
$219 vs $218
Days on market
270 vs 32 typical
Where $219/sqft sits among the 137 Ocoee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocoee
Get to know Ocoee. See the full Ocoee guide →
OCOEE 34761 — neighborhood snapshot
Population
46,313
Median age
35.4
Median income
$90,406
Median home value
$363,100
Avg household
3.25
Households w/ children
6,071
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocoee market
$456K → $437K
Ocoee median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
78 of 137
Ocoee actives have cut their price
Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the OCOEE 34761 median. See the full Ocoee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3090 TIMBER HAWK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$385,000
3202 TIMBER HAWK CIRCLE · same community
3 bd · 2 ba · 1,666 sqft · $231/sqft · 35 DOM
Sold · Feb ’26$392,000
2927 TIMBER HAWK CIRCLE · same community
3 bd · 2 ba · 1,666 sqft · $235/sqft · 10 DOM
Sold · Nov ’25$385,000
2814 TIMBER HAWK CIRCLE · same community
3 bd · 2 ba · 1,660 sqft · $232/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3090 TIMBER HAWK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3090 TIMBER HAWK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3090 TIMBER HAWK CIRCLE FAQs
What would the monthly payment be for 3090 TIMBER HAWK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,874/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3090 TIMBER HAWK CIRCLE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3090 TIMBER HAWK CIRCLE?+
The most recent tax bill on record (2024) was $4,878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3090 TIMBER HAWK CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocoee?+
At $495,000, this home is listed about 15% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3090 TIMBER HAWK CIRCLE?+
Thornebrooke Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$495,000 runs 41% above the OCOEE 34761 median — but at 2,260 sqft it's also 22% larger than the typical Ocoee listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
270 days on market against a Ocoee median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Thornebrooke Elementary, Gotha Middle, Olympia High — Thornebrooke Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $515,000, now $495,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KARDOSH REALTY · Emilia Faria. MLS #O6353745.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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