Rui Ma
Short-Term Rental Eligible
$245,500$299,9993 bd2.5 ba1,291 sqft$190 /sqft$2,291 /mo all-in ↓

8419 CRYSTAL COVE LOOP, KISSIMMEE, FL, 34747

Active237 days on marketListed Dec 11, 2025MLS #O6366303

Priced 39% below the KISSIMMEE 34747 medianReduced $54KFully furnishedTownhouseEMERALD ISLAND RESORT PH 2

About this home

8419 CRYSTAL COVE LOOP

Discover the perfect blend of comfort, resort-style living, and unbeatable location in this beautifully maintained 3-bedroom, 2.5-bath home located in a secure gated community just 15 minutes from Disney. This inviting two-story home features a bright, open layout ideal for relaxing, entertaining, or enjoying the Florida lifestyle year-round. This community truly stands out with a full suite of resort amenities including multiple sparkling pools, a mini-golf course, playgrounds, walk-up tiki bars, on-site mini restaurants, and a fully equipped fitness center. Enjoy the convenience of a clubhouse with social spaces, perfect for gatherings or vacation-style relaxation without ever leaving the neighborhood. Whether you're seeking a primary residence, vacation retreat, or investment opportunity, the location offers unmatched accessibility to theme parks, dining, shopping, golf, and major highways. OWNER IS MOTIVATED Don’t miss this chance to own in one of Central Florida’s most desirable in High Market area and amenity-rich communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,291

Sqft

0.03 ac

Lot size

2004

Year built

Two

Levels

$190

Per sqft

Furnished

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · L Dining · Open Floorplan · Smart Home · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorSliding Doors · Storage

Community & fees

HOA fee$305/mo
Taxes (2024)$3,267/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Connected · Street Lights
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,291 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,445
FHA mortgage insurance (est.)$109
Property tax — 2024 actual bill$272
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,593Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,593
Interest rate6.00%
Loan term

Estimated payment

$2,291/mo

Principal & interest$1,445
FHA mortgage insurance (est.)$109
Property taxes (actual bill)$272
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $246K
$220KedgeAI estimate $236,708 · range $229K$256K$266K

vs edgeAI estimate

+3.7%

$/sqft vs EMERALD ISLAND RESORT PH 2

$190 vs $194

Days on market

237 vs 52 typical

Where $190/sqft sits among the 11 homes for sale in EMERALD ISLAND RESORT PH 2

1
1
5 · this home
2
0
2
$163–173$173–184$184–195$195–206$206–217$217+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityEmerald Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price10.3%
Homes for rent right now969

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Emerald Island

Map of 8419 CRYSTAL COVE LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World13 min
Universal Orlando26 min
Downtown Orlando32 min
Orlando Int’l Airport (MCO)37 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Emerald Island is a short-term-rental community. See the full guide →

Emerald Island — neighborhood snapshot

Population

404

Median age

43

Median income

$76,205

Median home value

$469,300

Avg household

2

Households w/ children

24%

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

7 of 11

EMERALD ISLAND RESORT PH 2 have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,500 $54K
Dec 11, 2025Listed at $299,999 · 237 days on market since
2004Built · EMERALD ISLAND RESORT PH 2

Reality check

What actually sold near 8419 CRYSTAL COVE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8443 CRYSTAL COVE LOOPSold · Aug ’25

$250,000

8443 CRYSTAL COVE LOOP · same community

3 bd · 2.5 ba · 1,291 sqft · $194/sqft · 151 DOM

8569 CRYSTAL COVE LOOPSold · Jun ’26

$245,000

8569 CRYSTAL COVE LOOP · same community

3 bd · 2.5 ba · 1,291 sqft · $190/sqft · 5 DOM

8431 CRYSTAL COVE LOOPSold · Apr ’26

$210,000

8431 CRYSTAL COVE LOOP · same community

3 bd · 2.5 ba · 1,291 sqft · $163/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8419 CRYSTAL COVE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8419 CRYSTAL COVE LOOP — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Rui’s phone and CRM.

Straight answers

8419 CRYSTAL COVE LOOP FAQs

What would the monthly payment be for 8419 CRYSTAL COVE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,291/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8419 CRYSTAL COVE LOOP?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8419 CRYSTAL COVE LOOP?+

The most recent tax bill on record (2024) was $3,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8419 CRYSTAL COVE LOOP be rented short-term?+

Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8419 CRYSTAL COVE LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $245,500, this home is listed about 35% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8419 CRYSTAL COVE LOOP?+

Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the KISSIMMEE 34747 market on paper

$245,500 is 39% below the KISSIMMEE 34747 median of $399,900, and at $190/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Time on market is leverage

237 days on market against a Kissimmee median of 52 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $299,999, now $245,500 — a $54K cut. The full history is in the market section below.

Listing courtesy of REALTY OF AMERICA · Kaylian Ocasio. MLS #O6366303.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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