712 REFLECTION LAKE DRIVE, ORLANDO, FL, 32807
Active225 days on marketListed Dec 12, 2025MLS #O6366932
About this home
712 REFLECTION LAKE DRIVE
Discover modern living in this beautifully maintained home offering serene water views, daily sunsets, and an unbeatable central Orlando location. Situated on a quiet, tucked-away street with no front or rear neighbors, this unique residence features a rare floor plan with two upstairs master suites, each with spacious walk-in closets, and one magnificent private terrace overlooking the lake. Step inside to a bright, open first floor with upgraded full tile flooring, 10 ft ceilings, and Low-E windows that enhance efficiency and natural light. The chef-inspired kitchen boasts a large island, upgraded single-basin sink with premium disposal, a statement faucet, designer cabinetry, granite countertops, decorative backsplash, and stainless-steel appliances including an LG 25.5 cu. ft. French door counter-depth smart refrigerator and Samsung range and microwave. A whole-house Springwell water filtration system provides clean water throughout the home. Outdoor living is a highlight with an extended cement deck perfect for entertaining, relaxing, and enjoying stunning golden-hour views over the water. The property also includes a French drain on the right side for improved drainage into the swale. Additional features include partial lake views from almost every room, energy-efficient R-38 insulation that helps lower utility costs, and a low HOA annually. The nearby power substation offers excellent storm reliability with minimal outages. This home offers exceptional convenience, located just 15 minutes from Downtown Orlando, 17 to 23 minutes from Orlando International Airport, and 11 to 13 minutes from Mills/50. It sits directly across from Baldwin Park and is only five minutes from the 408 and seven minutes from the 417. Theme parks are just 25 to 30 minutes away, and both a local hospital and fire station are within 15 minutes. A peaceful retreat with modern upgrades, thoughtful features, and a prime location—this home truly has it all.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,980
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$252 vs $238
Days on market
225 vs 34 typical
Where $252/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32807 — neighborhood snapshot
Population
34,933
Median age
36.3
Median income
$59,583
Median home value
$247,700
Avg household
2.7
Households w/ children
3,588
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the ORLANDO 32807 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 712 REFLECTION LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
842 DENNIS AVENUE · same community
4 bd · 2 ba · 2,452 sqft · $98/sqft · 0 DOM
Sold · Oct ’25$510,000
5943 BAMBOO DRIVE
4 bd · 2 ba · 1,975 sqft · $258/sqft · 28 DOM
Sold · Feb ’26$332,000
6615 BEAMER WAY
4 bd · 3 ba · 1,793 sqft · $185/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 712 REFLECTION LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 712 REFLECTION LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
712 REFLECTION LAKE DRIVE FAQs
What would the monthly payment be for 712 REFLECTION LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,917/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 712 REFLECTION LAKE DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 712 REFLECTION LAKE DRIVE?+
The most recent tax bill on record (2024) was $6,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 712 REFLECTION LAKE DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $499,000, this home is listed about 28% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 712 REFLECTION LAKE DRIVE?+
Cheney Elementary (elementary), Winter Park High (high), Glenridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,000 runs 61% above the ORLANDO 32807 median — but at 1,980 sqft it's also 25% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
225 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cheney Elementary, Winter Park High, Glenridge Middle — Winter Park High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $530,000, now $499,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Pete Hendricks. MLS #O6366932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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