1506 PINES END PLACE, ST CLOUD, FL, 34771
Active198 days on marketListed Jan 7, 2026MLS #O6370956
About this home
1506 PINES END PLACE
EXCLUSIVELY FOR YOU! This two-story residence, nestled in a vivid setting that perfectly blends modern comfort with natural beauty. This stunning 5-bedroom, 3.5-bathroom home with a loft offers a peaceful retreat from the backyard. As you step inside, you'll find a spacious and elegant combined living and dining room, perfect for hosting formal gatherings. For more relaxed living, the separate great room provides a comfortable space for everyday moments and casual entertaining. The home’s thoughtful floor plan emphasizes open, airy spaces ideal for today’s lifestyle. At the heart of the home is a well-appointed kitchen, featuring appliances, two convenient conventional oven and a large island that’s perfect for meal prep and casual dining. Upstairs, a versatile loft can be adapted to suit your needs, whether it's a home office, play area, or cozy reading nook. The four generously sized bedrooms provide ample space for everyone, and the master suite is a true haven, complete with an ensuite bath. This home with an empty lot on the left side offers more than just a beautiful place to live it's a community with easy access to shopping, theme parks, dining, entertainment, and outdoor activities. Everything you need is within reach. Don’t miss the chance to own this thoughtfully designed two-story home, schedule your showing today and claim your very own piece of paradise!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,215
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,202 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,202/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs St Cloud actives
$183 vs $221
Days on market
198 vs 33 typical
Where $183/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1506 PINES END PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$640,000
30843 LINDENTREE DRIVE · same community
4 bd · 4 ba · 2,728 sqft · $235/sqft · 18 DOM
Sold · Oct ’25$528,000
5725 IRON BRAND ROAD
4 bd · 3.5 ba · 3,106 sqft · $170/sqft · 67 DOM
Sold · Oct ’25$539,000
5700 IRON BRAND ROAD
4 bd · 3.5 ba · 3,084 sqft · $175/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1506 PINES END PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1506 PINES END PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
1506 PINES END PLACE FAQs
What would the monthly payment be for 1506 PINES END PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,202/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1506 PINES END PLACE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1506 PINES END PLACE?+
The most recent tax bill on record (2024) was $6,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1506 PINES END PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $589,000, this home is listed about 39% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1506 PINES END PLACE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,000 runs 39% above the ST CLOUD 34771 median — but at 3,215 sqft it's also 63% larger than the typical St Cloud listing.
02Time on market is leverage
198 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $605,000, now $589,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT TRUST REALTY LLC · Soribel Rivera PLLC. MLS #O6370956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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