
10220 & 10224 BAY LAKE ROAD, GROVELAND, FL, 34736
Active119 days on marketListed Apr 22, 2026MLS #O6401254
About this home
10220 & 10224 BAY LAKE ROAD
Seller to pay for Buyer's closing costs!! Rare 30-Acre Multifamily Estate with Two Homes, Two Pools, and Infinite Possibility. Some properties are simply places to live, this is not one of them. Set behind private gates on 30 park-like acres, this extraordinary estate offers two beautifully appointed single-family homes, two solar-heated saltwater lap pools, and a landscape so thoughtfully cultivated it borders on art. With 5 bedrooms, 7 bathrooms, and zoning that allows for a third structure or barn, this is a rare canvas for those who demand both luxury and freedom. A living, breathing sanctuary with over 300 hand-selected trees (valued at more than $200K) frame a curated private forest with a cleared walking path and a serene creek along the rear of the property. Towering bamboo creates a natural privacy wall, while an orchard of avocado, mango, lemon, lime, peach, and loquat delivers seasonal abundance. Deer, cranes, and songbirds complete the scene. Built for wellness & sustainability, every detail reflects an intentional approach to healthy living: a top-of-the-line Leaf whole-property water filtration system, three wells (including two dedicated to irrigation), three fully paid-off solar systems, and non-toxic natural fertilizers used exclusively throughout the grounds. Luxury here doesn't come at the expense of the environment — it's powered by it. Designed for living & entertaining, two elegant gazebos anchor the outdoor entertaining spaces — one fully equipped with electricity, a ceiling fan, and electronic blinds. A Hawaiian-inspired garden, cleared land ideal for events or camping, and a dedicated target range round out the grounds. Whether you're hosting an intimate wedding, a forest bathing retreat, or a fireworks celebration under the stars, this property delivers. Inside, both homes are furnished with Serena & Lily pieces that balance relaxed luxury with timeless sophistication — available for a seamless turnkey purchase. Statement chandeliers, plantation shutters, and sweeping forest views from every window create an indoor-outdoor harmony that feels effortless and elegant. This private estate accommodates every vision — and invites you to bring your own. Opportunities like this don't happen often. Come experience it for yourself!
Facts & features
The home at a glance
5
Bedrooms
6
Bathrooms
4,214
Sqft
29.45 ac
Lot size
3
Garage
2021
Year built
One
Levels
$676
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,614 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,614/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Groveland actives
$676 vs $201
Days on market
119 vs 39 typical
Where $676/sqft sits among the 240 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $378K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
118 of 240
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 660% above the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 10220 & 10224 BAY LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$363,000
2926 SHARON ROAD · same community
2 bd · 2 ba · 896 sqft · $405/sqft · 30 DOM
Sold · Jan ’26$975,000
2437 BAY LAKE LOOP
4 bd · 4.5 ba · 3,681 sqft · $265/sqft · 376 DOM
Sold · Feb ’26$950,000
10909 MATTIODA ROAD
5 bd · 3 ba · 3,237 sqft · $293/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10220 & 10224 BAY LAKE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10220 & 10224 BAY LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
10220 & 10224 BAY LAKE ROAD FAQs
What would the monthly payment be for 10220 & 10224 BAY LAKE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10220 & 10224 BAY LAKE ROAD?+
The most recent tax bill on record (2025) was $12,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Groveland?+
At $2,850,000, this home is listed about 614% above the Groveland median of $398,995. The market section on this page shows how the area is trending.
Which schools are assigned to 10220 & 10224 BAY LAKE ROAD?+
South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,850,000 runs 660% above the GROVELAND 34736 median — but at 4,214 sqft it's also nearly twice the size of the typical Groveland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
119 days on market against a Groveland median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,900,000, now $2,850,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Monica Perlas. MLS #O6401254.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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