989 SHOCKNEY DRIVE, ORMOND BEACH, FL, 32174
Active73 days on marketListed May 7, 2026MLS #O6405043
About this home
989 SHOCKNEY DRIVE
Build your dream home on one of the last remaining riverfront lots in Volusia County! This stunning vacant waterfront lot is nestled along the serene and scenic Tomoka River in desirable Ormond Beach. This rare property offers the perfect blend of natural beauty and Old Florida charm. Ideal for those seeking a peaceful waterfront lifestyle. Enjoy direct river frontage with breathtaking views of lush conservation areas and abundant wildlife, including manatees, dolphins, and native birds. Whether you envision a private dock, kayaking at sunrise, or quiet evenings watching the river flow, this homesite provides endless opportunities to create your own waterfront retreat. Located just minutes from pristine beaches, historic downtown Ormond Beach, shopping, dining, and top-rated schools, this property offers both tranquility and convenience. Don’t miss your chance to own a slice of Florida paradise and bring your vision to life on the beautiful Tomoka River.
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,931 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,931/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tomoka Estates
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Estates — neighborhood snapshot
Population
825
Median age
59
Median income
$89,793
Median home value
$355,905
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 989 SHOCKNEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$549,000
992 SHOCKNEY DRIVE · same community
4 bd · 2 ba · 1,646 sqft · $334/sqft · 178 DOM
Sold · Apr ’26$80,000
640 N NOVA ROAD UNIT 213
1 bd · 1 ba · 748 sqft · $107/sqft · 258 DOM
Sold · May ’26$136,500
640 N NOVA ROAD UNIT 117
2 bd · 2 ba · 932 sqft · $146/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 989 SHOCKNEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 989 SHOCKNEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
989 SHOCKNEY DRIVE FAQs
What would the monthly payment be for 989 SHOCKNEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,931/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 989 SHOCKNEY DRIVE?+
The most recent tax bill on record (2025) was $2,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $400,000, this home is listed about 6% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 989 SHOCKNEY DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Heidi Gutterman. MLS #O6405043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 989 SHOCKNEY DRIVE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Rui to ping you on any price or status change →