Rui Ma
$389,000$399,0003 bd2.5 ba1,559 sqft$250 /sqft$3,361 /mo all-in ↓

1070 SPRING PALMS LOOP, ORLANDO, FL, 32828

Active51 days on marketListed May 29, 2026MLS #O6410896

Priced 11% below the ORLANDO 32828 medianReduced $10KTownhouseSPRING ISLE PALMS

About this home

1070 SPRING PALMS LOOP

WATERFRONT LOT! AVALON PARK AREA! BUILT 2023! Three Bedroom and 2.5 bathroom townhome perfectly situated in a great community offering the perfect blend of comfort, style, and functionality. With 3 bedrooms, 2.5 bathrooms, and thoughtful UPGRADES throughout, this home is designed for both relaxing evenings and effortless entertaining. From the moment you walk in, you will love the SOARING CEILINGS, abundant NATURAL LIGHT, and spacious OPEN-CONCEPT layout that creates a warm and inviting atmosphere. The family room flows seamlessly into the kitchen and dining area, making it easy to stay connected with family and guests while entertaining. The kitchen is truly the heart of the home and features 42-inch WOOD CABINETRY, GRANITE COUTERTOPS, STAINLESS STEEL APPLIANCES, PENDANT LIGHTING over the island, and a REFRIGERATOR newly purchased in 2025. One of the standout features is the OVERSIZED PANTRY offering exceptional storage space that is hard to find in townhomes. Sliding glass doors off the dining area lead to your EXTENDED PAVER PATIO overlooking the tranquil WATER VIEW creating the perfect setting for morning coffee, quiet evenings, or gatherings with family and friends. The seller thoughtfully added beautiful pavers to enhance the outdoor living space and maximize enjoyment of the serene surroundings. As you enter from the garage, you will appreciate the custom DROP ZONE designed by the owner, complete with a charging station and convenient storage for backpacks, purses, shoes, and everyday essentials. A guest half bath is also conveniently located downstairs. The entire first floor features tile flooring, adding both beauty and easy maintenance. Throughout the home, you will notice UPDATED LIGHT FIXTURES that elevate the space, including fixtures in the entryway, dining room, and one of the upstairs bedrooms. CEILING FANS in the primary bedroom and living area provide added comfort and style. Upstairs, the spacious primary suite is privately positioned at one end of the home and offers calming WATER VIEWS. The ensuite bathroom features DUAL SINKS, GRANITE COUNTERTOPS, WOOD CABINETRY, a LARGE WALK-IN SHOWER, and an OVERSIZED WALK-IN CLOSET. You will also find a convenient UPSTAIRS LAUNDRY ROOM, two additional bedrooms, and a full guest bathroom complete with GRANITE COUNTERTOP, WOOD CABINETRY, and a TUB/SHOWER COMBINATION. This newer townhome offers the perfect opportunity to enjoy low-maintenance living with MODERN FINISHES, beautiful WATER VIEWS, and upgrades already completed for you. All that is missing is you. IMPECCABLY MAINTAINED! Schedule your private showing today, this is truly a must see property. Enjoy biking trails, a community pool, dog park, and playground area. All of this in a prime location just minutes from downtown Orlando, Lake Nona/Medical City, Orlando International Airport, UCF, Valencia College, Lockheed Martin, and Waterford Lakes Town Center with its endless shopping and dining options. This move-in ready home offers the lifestyle you’ve been searching for—spacious living, bringing stylish updates.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,559

Sqft

0.05 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$250

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Playground · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$305/mo
Taxes (2025)$5,212/yr
PetsYes
CommunityCommunity Mailbox · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,361 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$434
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,361/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$434
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$369KedgeAI estimate $385,816 · range $384K$390K$405K

vs edgeAI estimate

+0.8%

$/sqft vs SPRING ISLE PALMS

$250 vs $257

Days on market

51 vs 34 typical

Where $250/sqft sits among the 7 homes for sale in SPRING ISLE PALMS

1
0
0
2 · this home
1
3
$230–236$236–243$243–249$249–255$255–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 1070 SPRING PALMS LOOP

Drive times from this address

Downtown Orlando25 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando37 min
Walt Disney World53 min

Get to know Orlando. See the full Orlando guide →

ORLANDO 32828 — neighborhood snapshot

Population

69,937

Median age

36.5

Median income

$99,927

Median home value

$403,700

Avg household

2.85

Households w/ children

9,027

For the school run

Orange County School District

ElementarySunrise Elementary★★★★
HighTimber Creek High★★★★
MiddleDiscovery Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 7

SPRING ISLE PALMS have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,000 $10K
May 29, 2026Listed at $399,000 · 51 days on market since
2023Built · SPRING ISLE PALMS

Reality check

What actually sold near 1070 SPRING PALMS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1064 SPRING PALMS LOOPSold · Mar ’26

$414,000

1064 SPRING PALMS LOOP · same community

3 bd · 2.5 ba · 1,633 sqft · $254/sqft · 13 DOM

10350 EVENING HORIZONSold · Aug ’25

$518,490

10350 EVENING HORIZON

3 bd · 2 ba · 1,552 sqft · $334/sqft · 0 DOM

16257 OLD ASH LOOPSold · Mar ’26

$323,000

16257 OLD ASH LOOP

3 bd · 2.5 ba · 1,507 sqft · $214/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1070 SPRING PALMS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1070 SPRING PALMS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

1070 SPRING PALMS LOOP FAQs

What would the monthly payment be for 1070 SPRING PALMS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,361/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1070 SPRING PALMS LOOP?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1070 SPRING PALMS LOOP?+

The most recent tax bill on record (2025) was $5,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1070 SPRING PALMS LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $389,000, this home is priced right at the Orlando median.

Which schools are assigned to 1070 SPRING PALMS LOOP?+

Sunrise Elementary (elementary), Timber Creek High (high), Discovery Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32828 market on paper

$389,000 is 11% below the ORLANDO 32828 median of $439,000, and at $250/sqft it sits under the Orlando average of $264.

02Strong assigned schools

Sunrise Elementary, Timber Creek High, Discovery Middle — Sunrise Elementary rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $399,000, now $389,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of THE WILKINS WAY LLC · Pamela Grabenhorst. MLS #O6410896.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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