311 DOWNING CIRCLE, DAVENPORT, FL, 33897
Active58 days on marketListed May 27, 2026MLS #O6411315
About this home
311 DOWNING CIRCLE
Back to Market! Great 4 bedrooms, 2 baths in the desired area of Four Corners in Davenport. As you enter you will enjoy the formal living and dining rooms. The corridor to the garage is the laundry area with a full-size washer & dryer. The master bathroom has a walk-in closet, and double sinks. The master bathroom also has a garden tub and a separate shower. Back into the center of the house is the kitchen and family room area. You also have space for a dinette area and if you enjoy cooking, you will love the use of the kitchen island with granite countertop. There's even a window silt perfect to set up as a reading area. Additional 3 bedrooms and bathroom #2 are down the 2nd hallway. Perfect home to entertain with an open floor layout and split bedrooms. Separate dining room plus a separate dinette area! Florida sunshine will be so nice to enjoy on your screened-covered pool to enjoy nice BBQ dining or entertaining. In the most desired zip code in Davenport with quick access to shops, restaurants, and more. Just 7 miles to I-4 and less than 3 miles to Hwy 192. Great location for the avid traveler. The community offers the option for you to turn this property into a rental home that can produce rental income. You must see this house today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,908
Sqft
0.13 ac
Lot size
2
Garage
1996
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
Days on market
58 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Lake Davenport, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$38,565/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Lake Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Lake Davenport is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 311 DOWNING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 DOWNING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
311 DOWNING CIRCLE FAQs
What would the monthly payment be for 311 DOWNING CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,795/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 311 DOWNING CIRCLE?+
The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 311 DOWNING CIRCLE?+
The most recent tax bill on record (2025) was $4,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 311 DOWNING CIRCLE be rented short-term?+
Yes — this home sits inside Lake Davenport, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 311 DOWNING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $348,000, this home is listed about 11% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 311 DOWNING CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of YORK MILLS REALTY LLC · Jin Yao. MLS #O6411315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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