3845 SILVERBELL LOOP, OVIEDO, FL, 32765
Active21 days on marketListed Jul 1, 2026MLS #O6419088
About this home
3845 SILVERBELL LOOP
ATTENTION STUDENTS! This extremely charming, 3-bed/2.5-bath townhome is located in the highly desired, very well-kept Hawthorne Glen community, UCF's neighbor and minutes away from Waterford Lakes Shopping Center. With an open floor plan, this home boasts fresh paint and brand new flooring throughout, plus a luxurious kitchen with granite countertops, breakfast bar, and stainless-steel appliances. Enjoy the wide and open spacious living room, and sliding glass doors opening to patio. The master suite also features a walk-in closet, a walk-in glass shower, and dual vanities. The second floor also includes two other bedrooms, a second full bath, and a washer and dryer! Added features to enjoy are the one-car garage, patio extending from the living area, and no rear neighbors. The community features a swimming pool, a cabana, and a playground. Close to shopping, restaurants, schools, and entertainment, and conveniently located near Alafaya Trail and SR 417. All applicants are required to do a credit and background check. Renters insurance is required.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,828
Sqft
0.04 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$1 vs $250
Days on market
21 vs 25 typical
Where $1/sqft sits among the 200 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
113 of 200
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3845 SILVERBELL LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
3530 CARUSO PLACE · same community
3 bd · 2.5 ba · 1,480 sqft · $220/sqft · 4 DOM
Sold · Jul ’26$310,000
3562 CARUSO PLACE · same community
3 bd · 2.5 ba · 1,480 sqft · $209/sqft · 84 DOM
Sold · May ’26$275,000
4555 LACEBARK TRAIL · same community
2 bd · 2.5 ba · 1,344 sqft · $205/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3845 SILVERBELL LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3845 SILVERBELL LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3845 SILVERBELL LOOP FAQs
What would the monthly payment be for 3845 SILVERBELL LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3845 SILVERBELL LOOP?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $2,399, this home is listed about 100% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3845 SILVERBELL LOOP?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 407 PROPERTIES · Steven Simpson. MLS #O6419088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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