Rui Ma
$489,0003 bd3 ba2,335 sqft$209 /sqft$4,319 /mo all-in ↓

2632 MEADOWEDGE LOOP, ST CLOUD, FL, 34772

Active16 days on marketListed Jul 3, 2026MLS #O6420846

Single Family ResidenceTWIN LAKES PH 2A-2B

About this home

2632 MEADOWEDGE LOOP

Have you seen the Wilford? Probably not — it’s rarer than a Florida winter sweater. The builder teased us with this floor plan for about five minutes and then took it off the market, making this 3-bedroom, 3-bath beauty a true unicorn in the neighborhood. Privacy? You’ve got it. The guest suite even has its own en-suite, so your in-laws might never leave (sorry about that). Every inch has been designed with intention — even the cords are hiding in the walls like they’re in witness protection. The primary suite? Massive. Sun-soaked. Tray ceilings. Custom closet straight out of a home magazine. The kitchen? Let’s just say Gordon Ramsay would move in — giant granite island, 42" cabinets with pull-outs, a 5-burner gas cooktop, vented hood, and every shiny stainless thing you could want. Open the sliders and boom — your outdoor kitchen’s ready to host every BBQ, tailgate, or margarita Monday. And don’t even get me started on Twin Lakes — it’s like summer camp for adults. Two pools, pickleball, tennis, crafts, saunas, a full-time activities director, and you can even rent a boat for sunset cruises. Twin Lakes isn’t just a place to live — it’s where you start living your best Florida life.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,335

Sqft

0.19 ac

Lot size

2

Garage

2022

Year built

One

Levels

$209

Per sqft

FireplaceNegotiable55+ community

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$373/mo
Taxes (2024)$8,294/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Dock · Fishing · Lake · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,319 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property tax — 2024 actual bill$691
HOA fee — from the listing$373
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,115
Interest rate6.00%
Loan term

Estimated payment

$4,319/mo

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property taxes (actual bill)$691
HOA / condo fee$373
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $489K
$469KedgeAI estimate $523,050 · range $512K$540K$562K

vs edgeAI estimate

−6.5%

$/sqft vs TWIN LAKES PH 2A-2B

$209 vs $233

Days on market

16 vs 33 typical

Where $209/sqft sits among the 8 homes for sale in TWIN LAKES PH 2A-2B

3 · this home
1
2
0
1
1
$209–221$221–233$233–244$244–256$256–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2632 MEADOWEDGE LOOP

Drive times from this address

Orlando Int’l Airport (MCO)45 min
Universal Orlando49 min
Downtown Orlando50 min
Walt Disney World54 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

1 of 8

TWIN LAKES PH 2A-2B have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $489,000 · 16 days on market since
2022Built · TWIN LAKES PH 2A-2B

Reality check

What actually sold near 2632 MEADOWEDGE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2736 SOUTHLAND STREETSold · Sep ’25

$539,900

2736 SOUTHLAND STREET · same community

3 bd · 3 ba · 2,365 sqft · $228/sqft · 37 DOM

2780 SOUTHLAND STREETSold · Nov ’25

$511,000

2780 SOUTHLAND STREET · same community

3 bd · 2.5 ba · 2,208 sqft · $231/sqft · 64 DOM

5081 TWIN LAKES BOULEVARDSold · Apr ’26

$430,000

5081 TWIN LAKES BOULEVARD · same community

3 bd · 2.5 ba · 2,208 sqft · $195/sqft · 238 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2632 MEADOWEDGE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2632 MEADOWEDGE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

2632 MEADOWEDGE LOOP FAQs

What would the monthly payment be for 2632 MEADOWEDGE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,319/mo — principal and interest, the actual property-tax bill, the $373/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2632 MEADOWEDGE LOOP?+

The association fee works out to $373 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2632 MEADOWEDGE LOOP?+

The most recent tax bill on record (2024) was $8,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2632 MEADOWEDGE LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $489,000, this home is listed about 15% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2632 MEADOWEDGE LOOP?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of METROPOLIS R.E. SOLUTIONS, LLC · Melissa Hastings. MLS #O6420846.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Cloud homes, in your inbox

Like 2632 MEADOWEDGE LOOP but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Rui to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 19, 2026 at 8:58 PM UTC. The listing information on this page last changed on July 19, 2026 at 8:58 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 19, 2026 at 8:58 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 19, 2026 at 8:58 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.