2402 VICTORIA GARDENS LANE, TAMPA, FL, 33609
Active37 days on marketListed Jul 10, 2026MLS #O6424072
About this home
2402 VICTORIA GARDENS LANE
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 2402 Victoria Gardens Lane, a beautifully updated 3 bedroom, 2.5 bathroom townhouse offering a flexible three-story layout in the heart of Tampa, complete with a private elevator for added convenience. Thoughtfully designed with spacious living areas and multiple bonus spaces, this home provides the perfect balance of comfort, style, and versatility for both everyday living and entertaining. Natural light fills the inviting interiors, creating a bright and welcoming atmosphere throughout. The floor plan offers exceptional flexibility with an office, media room, studio, loft, and an additional kitchenette on the second floor, giving the home options for remote work, creative space, guest accommodations, fitness, hobbies, or multi-use living. The main living areas are well suited for gathering and relaxing, while the separate spaces throughout the home make it easy to personalize each level. Recent improvements include fresh interior paint on all floors, three new ceiling fans, new vanity mirrors and lighting in the primary bathroom, a new vanity in the first-floor bathroom, three Toto smart toilets, added shelving, and updated entertainment features including an 83-inch LG OLED Smart TV with soundbar. The kitchen and beverage areas also feature upgraded appliances and improvements, including an SKS 48-inch refrigerator, two ice makers, custom shelving, and a renovated space with a pull-out trash bin. Outdoor living is a standout feature with a rooftop patio designed for entertaining, complete with an outdoor kitchen and a new cantilever umbrella. This elevated space offers room for dining, lounging, and enjoying the Tampa lifestyle. Located in Tampa’s desirable 33609 area, the property is close to shopping, dining, entertainment, parks, and everyday conveniences. The location offers easy access to South Tampa, Midtown, Hyde Park, Downtown Tampa, Tampa International Airport, and major roadways, making it a convenient option for buyers seeking a spacious townhouse with flexible living areas and upgraded features.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,909
Sqft
0.05 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$447
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,845 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,845/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs Tampa actives
$447 vs $301
Days on market
37 vs 42 typical
Where $447/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hyde Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Hyde Park — neighborhood snapshot
Population
11,614
Median age
38
Median income
$121,864
Median home value
$694,528
Avg household
2
Households w/ children
1,017
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
227 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 196% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2402 VICTORIA GARDENS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,175,000
2402 VICTORIA GARDENS LANE · same community
3 bd · 2.5 ba · 2,909 sqft · $404/sqft · 3 DOM
Sold · Mar ’26$3,075,000
3101 W BAYSHORE BOULEVARD UNIT 801
3 bd · 3.5 ba · 2,937 sqft · $1,047/sqft · 37 DOM
Sold · Jul ’26$2,800,000
3101 BAYSHORE BOULEVARD UNIT 2104
3 bd · 3.5 ba · 2,937 sqft · $953/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2402 VICTORIA GARDENS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2402 VICTORIA GARDENS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
2402 VICTORIA GARDENS LANE FAQs
What would the monthly payment be for 2402 VICTORIA GARDENS LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,845/mo — principal and interest, the actual property-tax bill, the $610/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2402 VICTORIA GARDENS LANE?+
The association fee works out to $610 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2402 VICTORIA GARDENS LANE?+
The most recent tax bill on record (2025) was $6,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2402 VICTORIA GARDENS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,300,000, this home is listed about 189% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2402 VICTORIA GARDENS LANE?+
Wilson Middle School (middle), Gorrie Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,300,000 runs 196% above the TAMPA 33609 median — but at 2,909 sqft it's also nearly twice the size of the typical Tampa listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $610/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Wilson Middle School, Gorrie Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Wilson Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6424072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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