5785 WALLIS LANE, ST CLOUD, FL, 34771
Active3 days on marketListed Jul 20, 2026MLS #O6426004
Come see it
Upcoming open house
Sat, Jul 25
10:00 AM – 1:00 PM
About this home
5785 WALLIS LANE
Some homes are built. Others are curated. Welcome to one of Prairie Oaks' most exceptional residences, where over $160,000 in thoughtfully selected builder and post-construction upgrades create a home that's as intelligent as it is beautiful. Built in 2024 by Cardel Homes and located in the now sold-out Prairie Oaks community, this highly upgraded Cypress model offers everything buyers love about new construction without the wait, uncertainty, or endless upgrade decisions. Designed for both everyday living and effortless entertaining, the open-concept floor plan centers around a stunning gourmet kitchen featuring *premium JENNAIR APPLIANCES*, an induction cooktop, built-in microwave and wall oven, *CAMBRIA QUARTZ COUNTERTOPS*, custom cabinetry, designer backsplash, oversized island, and spacious walk-in pantry. Every finish was intentionally selected to elevate both style and function. Beyond its impressive design, this home embraces the future of modern living. Solar panels, TWO dedicated EV charging stations, whole-home Kinetico water filtration, *UPGRADED* insulation, built-in whole-home speakers, premium AV enhancements, fiber-optic internet included via the HOA, and nearly $20,000 in motorized Nano Shades combine to deliver exceptional comfort, efficiency, and convenience. The private owner's suite offers a true retreat with a spa-inspired bath featuring upgraded tile, frameless glass shower enclosure, luxury finishes, and an oversized walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the screened covered lanai and enjoy Florida living year-round. Conveniently located directly across from the community pool and playground, you'll also appreciate quick access to Lake Nona, Medical City, SR-417, SR-528, US-192, the Florida Turnpike, Orlando International Airport, shopping, dining, and entertainment. *Luxury isn't just what you see. It's what you don't have to do!* Bring all reasonable offers!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,006
Sqft
0.2 ac
Lot size
2
Garage
2024
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,370 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,370/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
Days on market
3 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5785 WALLIS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5785 WALLIS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
5785 WALLIS LANE FAQs
What would the monthly payment be for 5785 WALLIS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,370/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5785 WALLIS LANE?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5785 WALLIS LANE?+
The most recent tax bill on record (2025) was $6,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5785 WALLIS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $560,000, this home is listed about 32% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5785 WALLIS LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 CARIOTI · Sheila Muniz. MLS #O6426004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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