Rui Ma
$600,0004 bd2.5 ba2,257 sqft$266 /sqft$4,223 /mo all-in ↓

510 HARDWOOD CIRCLE, ORLANDO, FL, 32828

Active0 days on marketListed Aug 6, 2026MLS #O6430345

WaterfrontPrivate poolSingle Family ResidenceWATERFORD CHASE VILLAGE TR D

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About this home

510 HARDWOOD CIRCLE

Experience modern waterfront luxury in this stunning, fully renovated residence in the prestigious Waterford Lakes community, where timeless sophistication, exceptional craftsmanship, and effortless Florida luxury come together in perfect harmony. With designer finishes and meticulous attention to detail, this remarkable home offers an elevated living experience with elegant interiors, expansive gathering spaces, and a thoughtfully curated floor plan designed for both refined entertaining and everyday comfort. A grand entry welcomes you into light-filled interiors accentuated by soaring ceilings, expansive windows, and an open-concept design that creates an inviting sense of space and elegance. Every detail has been carefully selected to deliver a seamless blend of style and functionality, making this home as impressive as it is livable. At the heart of the residence lies a spectacular gourmet kitchen designed to inspire. Featuring luxurious quartz countertops, premium stainless steel appliances, custom cabinetry, generous preparation space, and an effortless flow into the living area, perfectly suited for intimate family gatherings to elegant entertaining. The first-floor owner's retreat serves as a private sanctuary, offering generous proportions and a spa-inspired en-suite bath that creates the perfect escape at the end of the day. The second floor continues to impress with two spacious guest bedrooms, a beautifully appointed full bath, and an expansive loft overlooking the dramatic two-story living area below. This versatile space offers endless possibilities as a sophisticated media lounge, executive home office, fitness studio, game room, or can easily be transformed into a fifth bedroom to accommodate your evolving lifestyle. Beyond the interior, an exceptional outdoor living experience awaits. Step into your own private resort-style retreat, where a sparkling screened pool overlooks a picturesque pond, creating a serene oasis where the beauty of nature and the comforts of luxury living blend seamlessly. Surrounded by tranquil water views, this exceptional outdoor space provides a breathtaking backdrop for year-round enjoyment. Whether hosting unforgettable gatherings, dining under the stars, savoring your morning coffee as the sun rises across the water, or simply unwinding in complete privacy, this spectacular backyard escape captures the true essence of Florida luxury living. Residents of Waterford Lakes enjoy an unparalleled lifestyle enhanced by an impressive collection of resort-inspired amenities, including a community pool, tennis and pickleball courts, basketball courts, playgrounds, scenic walking trails, and a dog park. Ideally situated in the heart of East Orlando, this premier location places you just minutes from Waterford Lakes Town Center, the University of Central Florida, Research Park, Lockheed Martin, Orlando International Airport, and major thoroughfares including SR 408 and SR 417, providing effortless access to premier shopping, fine dining, entertainment, and Central Florida's leading employers. A rare opportunity to own a beautifully renovated home that perfectly balances luxury, comfort, and location, delivering an exceptional lifestyle in one of East Orlando's most desirable communities. Schedule your private tour today and experience the elegance for yourself.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,257

Sqft

0.13 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$266

Per sqft

Private poolWaterfrontGarden & Park/Greenbelt & Water viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Park/Greenbelt · Water
FacesEast
ParkingDriveway · On Street
ExteriorSidewalk

Community & fees

HOA fee$10/mo
Taxes (2025)$7,091/yr
PetsCats OK, Dogs OK, Yes
CommunityGated Community - Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,223 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$591
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,223/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$591
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$531KedgeAI estimate $578,165 · range $553K$625K$650K

vs edgeAI estimate

+3.8%

Days on market

0 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterford Chase Village

Map of 510 HARDWOOD CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando20 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando33 min
Walt Disney World46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Waterford Chase Village — neighborhood snapshot

Population

3,350

Median age

43

Median income

$93,720

Median home value

$394,329

Avg household

3

Households w/ children

370

For the school run

Orange County School District

ElementaryCamelot Elementary★★★★
MiddleDiscovery Middle★★★★★
HighTimber Creek High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $600,000 · 0 days on market since
2000Built · WATERFORD CHASE VILLAGE TR D

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 510 HARDWOOD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 510 HARDWOOD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Rui’s phone and CRM.

Straight answers

510 HARDWOOD CIRCLE FAQs

What would the monthly payment be for 510 HARDWOOD CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,223/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 510 HARDWOOD CIRCLE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 510 HARDWOOD CIRCLE?+

The most recent tax bill on record (2025) was $7,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 510 HARDWOOD CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $600,000, this home is listed about 53% above the Orlando median of $390,990. The market section on this page shows how the area is trending.

Which schools are assigned to 510 HARDWOOD CIRCLE?+

Camelot Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$600,000 runs 39% above the ORLANDO 32828 median — but at 2,257 sqft it's also 41% larger than the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Orlando market that averages 41 — if it fits, move quickly.

04Strong assigned schools

Camelot Elementary, Discovery Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Rick Brown. MLS #O6430345.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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510 HARDWOOD CIRCLE, ORLANDO, FL — 4 Bed, 2.5 Bath — $600,000 | CENTURY 21 Edge