1107 COVINGTON STREET, OVIEDO, FL, 32765
Active1 days on marketListed Aug 5, 2026MLS #O6430565
About this home
1107 COVINGTON STREET
Welcome home to this beautifully updated residence, perfectly situated in one of Oviedo's most sought-after locations. Thoughtfully renovated with timeless finishes and modern charm, this home offers the ideal blend of style, comfort, and convenience. From the oversized driveway with plenty of parking to the inviting interior featuring modern farmhouse updates throughout, every detail has been designed to feel warm and welcoming. Step outside to enjoy the spacious, fully fenced backyard, perfect for entertaining, pets, or play and unwind year-round on the screened-in back porch overlooking the private outdoor space. Major updates provide peace of mind, including a brand-new roof and HVAC system (2026). LOW HOA! Conveniently located just minutes from top-rated Seminole County schools, shopping, dining, parks, and major highways, you'll love being close to everything Oviedo has to offer. Move-in ready and full of charm, this is one you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,393
Sqft
0.2 ac
Lot size
2
Garage
1986
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Oviedo actives
$294 vs $250
Days on market
1 vs 32 typical
Where $294/sqft sits among the 201 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
111 of 201
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1107 COVINGTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$372,000
1069 COVINGTON STREET · same community
3 bd · 2 ba · 1,360 sqft · $274/sqft · 108 DOM
Sold · Jul ’26$382,000
1080 COVINGTON STREET · same community
3 bd · 2 ba · 1,293 sqft · $295/sqft · 2 DOM
Sold · Jun ’26$345,000
1082 COVINGTON STREET · same community
3 bd · 2 ba · 1,198 sqft · $288/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1107 COVINGTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1107 COVINGTON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
1107 COVINGTON STREET FAQs
What would the monthly payment be for 1107 COVINGTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,059/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1107 COVINGTON STREET?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1107 COVINGTON STREET?+
The most recent tax bill on record (2025) was $3,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1107 COVINGTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $410,000, this home is listed about 21% below the Oviedo median of $517,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1107 COVINGTON STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32765 market on paper
$410,000 is 11% below the OVIEDO 32765 median of $459,495.
02Fresh on the market
Only 1 day on market in a Oviedo market that averages 32 — if it fits, move quickly.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REGENCY REAL ESTATE LLC · Heather Spirazza. MLS #O6430565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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