Rui Ma
$279,000$379,000$2,036 /mo all-in ↓

00 W HWY 40, OCALA, FL, 34481

Active356 days on marketListed Aug 12, 2025MLS #OM707101

Reduced $100KRAINBOW PARK UN 02

About this home

00 W HWY 40

Located along the heavily traveled Highway 40 between Ocala and Dunnellon, this 1.86-acre. With approximately 300 feet of highway frontage and mostly cleared land, the site is well-positioned for a range of commercial uses including gas stations, auto sales, or large-scale retail. Situated alongside a soon to be 4-lane stretch of Highway 40, the property benefits from steady traffic exposure and a rising local customer base. A solid opportunity for investors or developers seeking a visible, flexible site in a growth corridor!

Facts & features

The home at a glance

1.86 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$1,327/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,036 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$111
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,036/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$111
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 00 W HWY 40

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,000 $100K
Aug 12, 2025Listed at $379,000 · 356 days on market since

Reality check

What actually sold near 00 W HWY 40

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14893 SW 23RD PLACESold · Oct ’25

$210,000

14893 SW 23RD PLACE · same community

3 bd · 2 ba · 1,003 sqft · $209/sqft · 117 DOM

14690 SW 24TH. PLACESold · Sep ’25

$211,900

14690 SW 24TH. PLACE · same community

3 bd · 2 ba · 1,003 sqft · $211/sqft · 43 DOM

14363 SW 27 STREETSold · Nov ’25

$215,000

14363 SW 27 STREET · same community

3 bd · 2 ba · 1,127 sqft · $191/sqft · 326 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 00 W HWY 40 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 W HWY 40 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

00 W HWY 40 FAQs

What would the monthly payment be for 00 W HWY 40?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,036/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 00 W HWY 40?+

The most recent tax bill on record (2025) was $1,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $279,000, this home is listed about 7% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 00 W HWY 40?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$279,000 runs 19% above the OCALA 34481 median.

02Time on market is leverage

356 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $379,000, now $279,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · David Williams. MLS #OM707101.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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