4540 W HIGHWAY 318, CITRA, FL, 32113
Pending268 days on marketListed Nov 11, 2025MLS #OM713261
About this home
4540 W HIGHWAY 318
Rare 16-acre equestrian property designed for serious riders and trainers. Three home sites with a 2 bedroom 2 bath existing on the property and three large barns provide flexible living-and-working arrangements; a total of 17 stalls and 11 paddocks accommodate multiple horses comfortably. The centerpiece is an Olympic-size dressage arena plus extensive groomed trails and cross-country schooling terrain ideal for dressage or eventing programs. Set up as a full training facility with two separate entrances for easy access and excellent circulation for trailers and deliveries. Close proximity to the interstate makes regional travel and competitions convenient. Whether you’re launching a commercial training operation, running a multi-family equestrian compound, or creating a private competition yard, this property offers turnkey infrastructure and expansion potential. Seller is motivated. Schedule a showing to experience the layout and facilities firsthand — a rare turnkey opportunity for competitive equine disciplines.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,872
Sqft
16.08 ac
Lot size
1984
Year built
One
Levels
$481
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,649 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,649/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,382
Median age
49.6
Median income
$62,401
Median home value
$161,400
Avg household
2.37
Households w/ children
493
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$221K → $225K
Citra median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 525% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4540 W HIGHWAY 318 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4540 W HIGHWAY 318 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
4540 W HIGHWAY 318 FAQs
What would the monthly payment be for 4540 W HIGHWAY 318?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,649/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4540 W HIGHWAY 318?+
The most recent tax bill on record (2024) was $3,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $900,000, this home is listed about 230% above the Citra median of $272,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4540 W HIGHWAY 318?+
Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$900,000 runs 525% above the CITRA 32113 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
268 days on market against a Citra median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,500,000, now $900,000 — a $1.6M cut. The full history is in the market section below.
Listing courtesy of DALTON WADE INC · Jodie Mahns. MLS #OM713261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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