
4060 S KENVERA LOOP, INVERNESS, FL, 34450
Pending93 days on marketListed Apr 21, 2026MLS #OM722826
About this home
4060 S KENVERA LOOP
Assumable mortgage is available for qualified buyers at a low interest rate. A rare opportunity to assume an existing low-interest mortgage, subject to lender approval. On a secluded one-acre homesite near Fort Cooper State Park, this residence offers more than 2,700 square feet of thoughtfully designed living space surrounded by mature oak trees, wooded views and frequent wildlife sightings. The property is approximately five miles from downtown Inverness, offering shopping, dining, local arts venues and community events. Outdoor recreation is close at hand with access to the Tsala Apopka Chain of Lakes, known for boating, fishing, kayaking and waterfront parks. Crystal River is also a short drive away, providing access to boating, fishing, scalloping and the area's renowned natural springs. Recent improvements include a professionally painted exterior in 2022 using Sherwin-Williams Emerald Rain Refresh paint, a heating and air conditioning system installed in May 2023 and a new water filtration system. With no homeowner's association, the property offers added flexibility. The open-concept floor plan features three bedrooms, a dedicated office and two baths with high ceilings, abundant natural light and breathtaking view of nature. The kitchen is well-appointed with beautiful countertops, a tile backsplash, high-end appliances, white wood cabinetry and a large center island with generous storage. The primary suite features hardwood flooring, dual closets, dual vanities, a soaking tub and a separate walk-in shower. Two additional bedrooms share a Jack-and-Jill bath and are positioned on opposite side of the home, providing privacy and separation. A wall of multi-sliding glass doors opens from the living room to the expansive screened lanai, creating a seamless connection between indoor and outdoor living areas. The lanai has recently been rescreened with fine-mesh screening and Florida glass for year-round enjoyment. A 6-foot vinyl privacy fence borders one side of the property, while horse-style fencing along the wooded perimeter helps contain pets without obstructing surrounding views. The spacious concrete patio with motion-activated floodlights provides additional outdoor living space for entertaining or relaxing. A newer paver patio, with an extra pallet of matching pavers included, offers an ideal location for a future in-ground pool. Additional exterior features include a waterfall focal point, underground gutter extensions, decorative boulders and established landscaping. An insulated, air-conditioned 14-by-24-foot detached building, finished to complement the home's exterior, provides flexible space for a workshop, studio, hobby room or additional storage. Conveniently with easy access to Orlando, Tampa, the Suncoast Parkway extension and Tampa International Airport, this property combines privacy, functionality and convenient access to many of Central Florida's popular destinations. Assumable mortgage is available to qualified buyers, subject to lender approval. Approximate unpaid loan balance is $247,000. Buyer is responsible for any required cash payment or secondary financing to satisfy the difference between the loan balance and purchase price.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,720
Sqft
1.01 ac
Lot size
2
Garage
2007
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4060 S KENVERA LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4060 S KENVERA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
4060 S KENVERA LOOP FAQs
What would the monthly payment be for 4060 S KENVERA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4060 S KENVERA LOOP?+
The most recent tax bill on record (2025) was $5,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4060 S KENVERA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $519,900, this home is listed about 101% above the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4060 S KENVERA LOOP?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$519,900 runs 185% above the INVERNESS 34450 median — but at 2,720 sqft it's also nearly twice the size of the typical Inverness listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
93 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $538,000, now $519,900 — a $18K cut. The full history is in the market section below.
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM722826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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