Rui Ma
$284,0003 bd2 ba1,453 sqft$195 /sqft$1,981 /mo all-in ↓

93 PECAN PASS, OCALA, FL, 34472

Active11 days on marketListed Jul 10, 2026MLS #OM728075

New constructionSingle Family ResidenceSILVER SPRINGS SHORES UNIT 21

About this home

93 PECAN PASS

Virtually Staged. Located in the heart of SE Ocala, that backs up to the Florida Greenway trails! This beautifully crafted 3-bedroom, 2-bath home offers exceptional quality at an unbeatable price. Enjoy an open, airy floor plan with no carpet throughout, creating a clean, modern look and easy upkeep. The home features front and back porches, perfect for relaxing outdoors or entertaining guests. Inside, you’ll find stunning granite countertops and soft-close shaker cabinets in the kitchen and bathrooms, along with upgraded plumbing and lighting fixtures that add a touch of elegance. The spacious primary suite includes a generous walk-in closet, offering plenty of storage for everyday living. Situated in a non-HOA community, you’ll have the freedom to make this home truly your own without restrictive guidelines. With its stylish finishes, functional layout, inviting outdoor spaces, and prime location, this home is an incredible opportunity. Don’t miss your chance to own this gem!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,453

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$195

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2025)$279/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,981 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,672
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,940Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,940
Interest rate6.00%
Loan term

Estimated payment

$1,981/mo

Principal & interest$1,672
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $284K
$252KedgeAI estimate $267,043 · range $263K$279K$295K

vs edgeAI estimate

+6.3%

$/sqft vs Ocala actives

$195 vs $180

Days on market

11 vs 43 typical

Where $195/sqft sits among the 400 Ocala actives

115
160 · this home
75
19
4
27
$119–160$160–201$201–243$243–284$284–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 93 PECAN PASS

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

156 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $284,000 · 11 days on market since
2026Built · SILVER SPRINGS SHORES UNIT 21

Reality check

What actually sold near 93 PECAN PASS

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10 CEDAR TREE DRIVESold · Jul ’25

$273,900

10 CEDAR TREE DRIVE

3 bd · 2 ba · 1,453 sqft · $189/sqft · 20 DOM

10 HEMLOCK LOOP PASSSold · Mar ’26

$293,900

10 HEMLOCK LOOP PASS

3 bd · 2 ba · 1,453 sqft · $202/sqft · 0 DOM

7217 HEMLOCK LOOPSold · Apr ’26

$294,900

7217 HEMLOCK LOOP

3 bd · 2 ba · 1,454 sqft · $203/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 93 PECAN PASS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 93 PECAN PASS — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

93 PECAN PASS FAQs

What would the monthly payment be for 93 PECAN PASS?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,981/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 93 PECAN PASS?+

The most recent tax bill on record (2025) was $279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 93 PECAN PASS?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $284,000, this home is listed about 5% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 93 PECAN PASS?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PLATINUM HOMES AND LAND REALTY · Whitney Fowler. MLS #OM728075.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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