428 BENT OAK LOOP, DAVENPORT, FL, 33837
Active285 days on marketListed Oct 8, 2025MLS #S5136102
About this home
428 BENT OAK LOOP
New Price Adjustment! Take a look...Looking for space? In the rear of a well established community. This home boasts 4 bedrooms and 2 baths. With open Living room, dining, kitchen and bonus room. With a split floor plan for lots of privacy. A screened in back porch for entertaining. Fenced in back yard with above ground pool and a brick paver 20 x 20 patio with 2 awnings. For an added bonus there are Tesla solar panels that are paid off. With Assumable Mortgage! Schedule your showing today. You don't want to miss this great opportunity with a very low HOA.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,690
Sqft
0.22 ac
Lot size
2
Garage
1996
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,736 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,736/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs Davenport actives
$210 vs $191
Days on market
285 vs 42 typical
Where $210/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sunridge Woods, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$48,495/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Sunridge Woods
Sunridge Woods is a short-term-rental community. See the full guide →
Sunridge Woods — neighborhood snapshot
Population
1,315
Median age
37
Median income
$99,646
Median home value
$297,500
Avg household
3
Households w/ children
199
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
165 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 BENT OAK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$330,000
654 BENT OAK LOOP · same community
3 bd · 2 ba · 1,699 sqft · $194/sqft · 5 DOM
Sold · May ’26$359,000
449 BENT OAK LOOP · same community
4 bd · 2 ba · 1,738 sqft · $207/sqft · 4 DOM
Sold · Nov ’25$375,000
202 BENT OAK LOOP · same community
3 bd · 2 ba · 1,542 sqft · $243/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 428 BENT OAK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 BENT OAK LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
428 BENT OAK LOOP FAQs
What would the monthly payment be for 428 BENT OAK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,736/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 428 BENT OAK LOOP?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 428 BENT OAK LOOP?+
The most recent tax bill on record (2024) was $3,654. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 428 BENT OAK LOOP be rented short-term?+
Yes — this home sits inside Sunridge Woods, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 428 BENT OAK LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $355,000, this home is listed about 9% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 428 BENT OAK LOOP?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$355,000 runs 11% above the DAVENPORT 33837 median.
02Zoned for nightly rentals
Sunridge Woods is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
285 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $380,000, now $355,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Susan Graves. MLS #S5136102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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