3005 CRISPIN CIRCLE, HARMONY, FL, 34773
Active137 days on marketListed Mar 4, 2026MLS #S5145136
About this home
3005 CRISPIN CIRCLE
Built in 2020, this exceptionally well-maintained single-family home offers approximately 1,580 square feet of thoughtfully designed living space with three bedrooms and two bathrooms. The modern kitchen is equipped with sleek stainless steel appliances, combining style and functionality for everyday living and entertaining. The open-concept floor plan creates a seamless flow between the main living areas, filling the home with natural light and an inviting, airy feel. Durable, low-maintenance flooring runs throughout—no carpet—providing a clean and contemporary aesthetic. The spacious primary suite serves as a comfortable retreat, complete with a private en-suite bathroom for added convenience. Two additional well-sized bedrooms provide versatility for guests, a home office, or additional living space. Step outside to enjoy the recently added covered patio—perfect for relaxing evenings or hosting gatherings year-round. This move-in-ready home blends modern comfort, practical design, and low-maintenance living in one beautiful package.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,580
Sqft
0.13 ac
Lot size
2
Garage
2020
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,022 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,022/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs Harmony actives
$228 vs $198
Days on market
137 vs 69 typical
Where $228/sqft sits among the 51 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
22 of 51
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3005 CRISPIN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$435,000
6667 ALDER ROAD · same community
4 bd · 3.5 ba · 2,732 sqft · $159/sqft · 63 DOM
Sold · Apr ’26$349,900
6805 SUNDROP STREET
3 bd · 2 ba · 1,617 sqft · $216/sqft · 25 DOM
Sold · Sep ’25$368,990
2906 HOUSE FINCH ROAD
3 bd · 2 ba · 1,504 sqft · $245/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3005 CRISPIN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3005 CRISPIN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3005 CRISPIN CIRCLE FAQs
What would the monthly payment be for 3005 CRISPIN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,022/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3005 CRISPIN CIRCLE?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3005 CRISPIN CIRCLE?+
The most recent tax bill on record (2025) was $6,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3005 CRISPIN CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $360,000, this home is listed about 9% below the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3005 CRISPIN CIRCLE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 14% above the HARMONY 34773 median.
02Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $365,000, now $360,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ST. CLOUD REAL ESTATE · Nadia Talhi. MLS #S5145136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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