Rui Ma
$559,900$574,9005 bd3 ba3,239 sqft$173 /sqft$4,721 /mo all-in ↓

3373 WAUSEON DRIVE, ST CLOUD, FL, 34772

Active124 days on marketListed Mar 20, 2026MLS #S5146148

Reduced $15KWaterfrontSingle Family ResidenceHANOVER LAKES PH 2

About this home

3373 WAUSEON DRIVE

Welcome to your dream waterfront retreat! This expansive 3,200+ sq ft home offers 5 bedrooms and 3 full baths, perfectly positioned on a canal with direct dam access to the Alligator Chain of Lakes—ideal for boating enthusiasts and those who love life on the water. Designed for both comfort and functionality, the home features a rare 40-foot deep tandem garage, providing ample space for up to 3 vehicles or secure boat storage. Inside, you’ll find a thoughtfully designed layout that includes a second-floor living room, dedicated office, and a convenient upstairs laundry room—perfect for modern living. Solar panels add energy efficiency, while the massive paver porch creates an incredible outdoor space for relaxing or entertaining. This property has been exceptionally maintained and gently used—occupied only about two months per year since new—offering a like-new feel throughout. Location is everything, and this home delivers. Situated just 7 homes from the dam lift and directly across from a peaceful conservation area, you’ll enjoy privacy with no front neighbors and tranquil natural views. Beyond the home, you’ll appreciate the convenience of easy access to world-famous theme parks, the airport, the VA Hospital, and the Florida Turnpike—making travel, work, and entertainment effortlessly within reach. The community enhances the lifestyle with resort-style amenities, including a boat ramp for easy lake access, a sparkling pool, playground, and pavilions for gatherings with family and friends. Whether you're seeking a full-time residence or a seasonal escape, this home offers the perfect blend of luxury, space, and waterfront living.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,239

Sqft

0.13 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$173

Per sqft

WaterfrontTrees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ParkingDriveway · Garage Door Opener · Oversized · Tandem
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$110/mo
Taxes (2025)$10,883/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Dock · Water Access · Community Mailbox · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,721 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$907
HOA fee — from the listing$110
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,597
Interest rate6.00%
Loan term

Estimated payment

$4,721/mo

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$907
HOA / condo fee$110
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$538KedgeAI estimate $596,584 · range $582K$639K$664K

vs edgeAI estimate

−6.1%

Days on market

124 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 3373 WAUSEON DRIVE

Drive times from this address

Universal Orlando47 min
Orlando Int’l Airport (MCO)47 min
Walt Disney World48 min
Downtown Orlando48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $559,900 $15K
Mar 20, 2026Listed at $574,900 · 124 days on market since
2022Built · HANOVER LAKES PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3373 WAUSEON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3373 WAUSEON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

3373 WAUSEON DRIVE FAQs

What would the monthly payment be for 3373 WAUSEON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,721/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3373 WAUSEON DRIVE?+

The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3373 WAUSEON DRIVE?+

The most recent tax bill on record (2025) was $10,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3373 WAUSEON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $559,900, this home is listed about 32% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3373 WAUSEON DRIVE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$559,900 runs 51% above the ST CLOUD 34772 median — but at 3,239 sqft it's also 64% larger than the typical St Cloud listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

124 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $574,900, now $559,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of AVANTI WAY REALTY LLC · Justin Shrouder. MLS #S5146148.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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