2519 INDEPENDENCE LN, ST CLOUD, FL, 34772
Active100 days on marketListed Apr 10, 2026MLS #S5146433
About this home
2519 INDEPENDENCE LN
WHAT A GEM! Wait to see this Charming two bedrooms and two bathrooms in Active Adult Gated Community – Teka Village! Welcome to this lovely double-wide mobile home located in the desirable Teka Village, a gated 55+ community in St. Cloud, Florida, where the sunshine and warm weather make for a perfect retirement setting! This spacious 2-bedrooms, 2-bathrooms home offers comfortable living with an inviting lanai, ideal for dining outside or enjoying extra living space. Inside, you’ll find a well-appointed kitchen with ample cabinet space, along with a cozy living room and dining area. The owner’s suite offers a dual-sink vanity, a relaxing shower, and a separate tub, creating a personal retreat. The home also includes a full carport, providing convenience and protection for your vehicle. The vibrant Teka Village community offers a variety of amenities, including a clubhouse, recreation center, and a refreshing pool for residents to enjoy. With easy access to the Florida Turnpike, you’re just a short drive from Central Florida’s top attractions, Downtown Orlando, Lake Nona Medical City, and the Orlando International Airport. Additionally, St. Cloud boasts a charming downtown area with antique shops, craft stores, local diners, and historical landmarks like the American Legion Hall and VFW Hall. The Lakefront Park is a gem for outdoor enthusiasts, featuring walking trails, a splash pad, a boating basin, and more. It’s the perfect spot to take a leisurely evening stroll or bike ride while enjoying the stunning wildlife and lake views. Don’t miss this opportunity to enjoy the best of Florida living in this wonderful community! Call today for a private showing! Buyer to verify all room measurements.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,304
Sqft
0.13 ac
Lot size
1983
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,538 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,538/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs TEKA VILLAGE PH 1
$127 vs $125
Days on market
100 vs 33 typical
Where $127/sqft sits among the 7 homes for sale in TEKA VILLAGE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 7
TEKA VILLAGE PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2519 INDEPENDENCE LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$192,000
2538 LONGPINE LANE · same community
2 bd · 2 ba · 1,248 sqft · $154/sqft · 125 DOM
Sold · Mar ’26$177,000
4418 BRAVE LANE · same community
2 bd · 2 ba · 1,175 sqft · $151/sqft · 13 DOM
Sold · Jul ’26$175,000
2509 INDEPENDENCE LANE · same community
2 bd · 2 ba · 1,507 sqft · $116/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2519 INDEPENDENCE LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2519 INDEPENDENCE LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
2519 INDEPENDENCE LN FAQs
What would the monthly payment be for 2519 INDEPENDENCE LN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,538/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2519 INDEPENDENCE LN?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2519 INDEPENDENCE LN?+
The most recent tax bill on record (2025) was $2,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2519 INDEPENDENCE LN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $164,999, this home is listed about 61% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2519 INDEPENDENCE LN?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$164,999 is 55% below the ST CLOUD 34772 median of $369,999, and at $127/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
100 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $170,000, now $164,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Jeanine Corcoran. MLS #S5146433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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