416 VISTA LOOP, DAVENPORT, FL, 33897
Active103 days on marketListed Apr 11, 2026MLS #S5147371
About this home
416 VISTA LOOP
Welcome to this exceptional short-term rental opportunity located in the desirable Vista Park community in Davenport, Florida! This spacious 4-bedroom, 4 full bathroom single-family pool home is currently operating as a successful Airbnb, making it ideal for investors or buyers seeking a primary residence, vacation home, or income-producing property. The home features a private in-ground pool with heat, perfect for relaxing or entertaining guests, along with a functional and inviting layout designed for comfort and convenience. Each bedroom is generously sized, and the four full bathrooms provide ample space for families and guests. Vista Park is a charming gated vacation home community known for its well-maintained properties and peaceful atmosphere. Ideally situated in the Four Corners area, this property is just 15–25 minutes from Walt Disney World, 30–35 minutes to Universal Studios, and approximately 25–30 minutes to SeaWorld. Conveniently located near supermarkets, restaurants, gas stations, and everyday essentials. Whether you’re looking to continue operating as a short-term rental or make it your personal Florida retreat, this property offers incredible flexibility and value. Don’t miss this opportunity—new to the market!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,368
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.9%
$/sqft vs Davenport actives
$194 vs $189
Days on market
103 vs 42 typical
Where $194/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
163 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 VISTA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$450,000
104 VISTA LOOP · same community
4 bd · 4 ba · 2,168 sqft · $208/sqft · 71 DOM
Sold · Jun ’26$425,000
104 VISTA LOOP · same community
4 bd · 4 ba · 2,168 sqft · $196/sqft · 82 DOM
Sold · Oct ’25$405,000
417 VISTA LOOP · same community
5 bd · 5 ba · 3,148 sqft · $129/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 416 VISTA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 VISTA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
416 VISTA LOOP FAQs
What would the monthly payment be for 416 VISTA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,660/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 416 VISTA LOOP?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 416 VISTA LOOP?+
The most recent tax bill on record (2025) was $5,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 416 VISTA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $459,900, this home is listed about 18% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 416 VISTA LOOP?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$459,900 runs 31% above the DAVENPORT 33897 median — but at 2,368 sqft it's also 22% larger than the typical Davenport listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
103 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $479,900, now $459,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY KISSIMMEE · Kelvin Diaz. MLS #S5147371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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