1564 CYPRESS WOODS CIRCLE, ST CLOUD, FL, 34772
Active42 days on marketListed Jun 12, 2026MLS #S5151637
About this home
1564 CYPRESS WOODS CIRCLE
Enjoy the freedom and flexibility homeowners desire with no HOA! No CDD! Located within minutes from the Saint Cloud Golf Course. Welcome to this charming, established home nestled beneath majestic oak trees, offering the perfect setting to enjoy Florida's warm, sunny weather. A beautiful leaded glass front door welcomes you inside, where a spacious foyer, a convenient coat closet, and vaulted ceilings set the stage. This well-designed home features 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a second gathering area, home office, fitness room, homeschool space, playroom, or hobby room. The kitchen offers 42-inch cabinetry, tile backsplash, stainless steel appliances to include a stand alone double oven, pantry, and a breakfast bar for an afternoon snack. It overlooks the dining area, creating an ideal space for everyday living and entertaining. Buyers will appreciate the opportunity to reimagine the layout by opening the kitchen to create the popular open-concept design many homeowners seek today. The dining area flows into the living room, while sliding glass doors from both the dining and bonus rooms lead to a covered porch, providing seamless indoor-outdoor living. The spacious primary suite features decorative molding, accent canister lighting, ceiling fan, and ceramic tile flooring enhanced with decorative tile accents. The ensuite bathroom offers dual sinks and a pocket door leading to a stylish tub/shower combination with beautiful tilework and built-in shelving. Two secondary bedrooms feature laminate flooring, ceiling fans, and share an updated bathroom with a modern vanity and tiled shower. Step outside to enjoy the fenced backyard shaded by mature oak trees, creating a peaceful retreat for relaxing, gardening, pets, or outdoor gatherings. Additional highlights include recently painted interior walls, crown molding in several rooms, a linen closet for extra storage, and a location that is hard to beat. Conveniently situated near grocery stores, restaurants, churches, shopping, Orlando Health St. Cloud Hospital, medical facilities, and the Florida Turnpike.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,408
Sqft
0.23 ac
Lot size
2
Garage
1991
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,787 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,787/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs St Cloud actives
$247 vs $220
Days on market
42 vs 33 typical
Where $247/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
196 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1564 CYPRESS WOODS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$340,000
1548 CYPRESS WOODS CIRCLE · same community
3 bd · 2 ba · 1,342 sqft · $253/sqft · 62 DOM
Sold · Sep ’25$266,999
2524 SEVEN OAKS DRIVE
2 bd · 2.5 ba · 1,395 sqft · $191/sqft · 12 DOM
Sold · Jun ’26$333,000
1917 CAYMAN COVE CIRCLE
3 bd · 2 ba · 1,341 sqft · $248/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1564 CYPRESS WOODS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1564 CYPRESS WOODS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
1564 CYPRESS WOODS CIRCLE FAQs
What would the monthly payment be for 1564 CYPRESS WOODS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1564 CYPRESS WOODS CIRCLE?+
The most recent tax bill on record (2025) was $5,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1564 CYPRESS WOODS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $348,000, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1564 CYPRESS WOODS CIRCLE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Cindy Farmer, Llc. MLS #S5151637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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