3485 MIDDLEBROOK PLACE, HARMONY, FL, 34773
Active18 days on marketListed Jul 2, 2026MLS #S5152836
About this home
3485 MIDDLEBROOK PLACE
Property Tax does not reflect Homestead.This home is a gem along with the Harmony community, offers an abundance of extras, whether you’re a family seeking a vibrant lifestyle or someone just beginning your journey into homeownership. Welcome to 3485 MIDDLEBROOK PLACE, a stunning 4 bedroom, 2 bath home with a bright, open concept well designed all on one floor. Nestled on an oversized lot at the end of a quiet cul-de-sac with 2 car garage and extended pavers driveway, it’s surrounded by conservation on both sides, ensuring privacy. You can relax with morning coffee on the back patio or unwind at sunset. Step out to a covered lanai, extended patio with a gazebo, jacuzzi, built-in speakers, and Bluetooth. Just steps away, a playground awaits in the conservation area. Harmony offers a vibrant lifestyle: a fitness center, swimming pool, tennis, basketball, soccer fields, and more, ensuring endless options for family fun and fitness. Lake Buck with boat and kayak rentals, plus a serene deck area for sunsets and fishing, rounds out this exceptional lifestyle, with golf course rentals, and golf cart convenience. Also it own local Bussines area within the community. Conveniently located about 30 minutes from Orlando, you have easy access to East Coast beaches, highways, Lake Nona Medical City, VA hospitals, Orlando International Airport, theme parks, top colleges, and a growing job market. Call today to schedule your private showing, this home won’t last long!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,064
Sqft
0.29 ac
Lot size
2
Garage
2017
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,265 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,265/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Harmony actives
$206 vs $198
Days on market
18 vs 69 typical
Where $206/sqft sits among the 51 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Get to know Harmony. See the full Harmony guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
23 of 51
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3485 MIDDLEBROOK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$350,000
2503 SAGE VALLEY WAY · same community
5 bd · 3 ba · 2,077 sqft · $169/sqft · 0 DOM
Sold · Jan ’26$385,000
6913 BEARGRASS ROAD · same community
4 bd · 2 ba · 2,047 sqft · $188/sqft · 35 DOM
Sold · Jul ’26$323,500
3335 PRIMROSE WILLOW DR · same community
4 bd · 2.5 ba · 2,166 sqft · $149/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3485 MIDDLEBROOK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3485 MIDDLEBROOK PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3485 MIDDLEBROOK PLACE FAQs
What would the monthly payment be for 3485 MIDDLEBROOK PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,265/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3485 MIDDLEBROOK PLACE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3485 MIDDLEBROOK PLACE?+
The most recent tax bill on record (2025) was $4,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3485 MIDDLEBROOK PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $424,999, this home is listed about 8% above the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3485 MIDDLEBROOK PLACE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$424,999 runs 35% above the HARMONY 34773 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Wendy Torres Rosario. MLS #S5152836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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