424 DOWN PINE DRIVE, SEFFNER, FL, 33584
Active263 days on marketListed Oct 30, 2025MLS #TB8443165
About this home
424 DOWN PINE DRIVE
BEAUTIFUL 4 BED, 2 BATH, 2 CAR GARAGE SPLIT FLOOR PLAN HOME!! Upon entry, you’re greeted by soaring vaulted ceilings and an elongated foyer that set the tone for this elegant executive residence. The foyer opens seamlessly to the formal dining room, accented by a sophisticated dry bar — ideal for hosting and entertaining in style. The expansive, open-concept kitchen is a chef’s dream, featuring Corian countertops, premium stainless steel appliances, a breakfast nook, and a generous closet pantry for optimal storage. Designed with a desirable split floor plan, the home offers exceptional privacy. The primary suite is a true retreat, showcasing a spacious bedroom, a luxurious ensuite bath with dual vanities, a garden soaking tub, a walk-in shower, and an oversized walk-in closet. A versatile fourth bedroom is positioned at the front of the home, perfect for a private office, guest quarters, or flex space. Additional highlights include an interior laundry room and abundant natural light throughout. Step outside to the screened lanai overlooking a beautifully shaded backyard — a serene setting for relaxing or entertaining Convenient access to major highways, shopping, dining, and entertainment, this home combines refined comfort with everyday practicality.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,965
Sqft
0.13 ac
Lot size
2
Garage
2007
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Seffner actives
$207 vs $226
Days on market
263 vs 22 typical
Where $207/sqft sits among the 79 Seffner actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seffner
Drive times from this address
Get to know Seffner. See the full Seffner guide →
SEFFNER 33584 — neighborhood snapshot
Population
27,172
Median age
41.8
Median income
$68,330
Median home value
$280,700
Avg household
2.68
Households w/ children
3,144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seffner market
$365K → $350K
Seffner median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
42 of 79
Seffner actives have cut their price
Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the SEFFNER 33584 median. See the full Seffner market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 DOWN PINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$430,000
445 ARCH RIDGE LOOP · same community
3 bd · 2 ba · 2,026 sqft · $212/sqft · 16 DOM
Sold · Jul ’25$395,000
441 THICKET CREST ROAD · same community
4 bd · 2 ba · 2,186 sqft · $181/sqft · 38 DOM
Sold · May ’26$364,000
433 DOWN PINE DRIVE · same community
4 bd · 2 ba · 2,206 sqft · $165/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 424 DOWN PINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 DOWN PINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
424 DOWN PINE DRIVE FAQs
What would the monthly payment be for 424 DOWN PINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,332/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 424 DOWN PINE DRIVE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 424 DOWN PINE DRIVE?+
The most recent tax bill on record (2024) was $6,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 424 DOWN PINE DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seffner?+
At $406,900, this home is listed about 2% above the Seffner median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 424 DOWN PINE DRIVE?+
Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
263 days on market against a Seffner median of 22 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Burnett Middle School, Bailey Elementary School, Strawberry Crest High School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $425,000, now $406,900 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LING REALTY, LLC · Dale Ling. MLS #TB8443165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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