3173 GULFVIEW DRIVE, HERNANDO BEACH, FL, 34607
Active92 days on marketListed Apr 22, 2026MLS #TB8497388
About this home
3173 GULFVIEW DRIVE
NEW PRICE – NOW OFFERED AT $1,150,000! Exceptional value for one of Hernando Beach's premier direct Gulf access waterfront homes. Schedule your private showing today. Exceptional corner-lot waterfront opportunity in Hernando Beach offering direct Gulf access in approximately 3–6 minutes and a versatile coastal layout designed for both entertaining and everyday living. Positioned on a wide canal with a clean, navigable path to open water, this property features a true multi-vessel dock setup with an open permit allowing for future customization—ideal for boating enthusiasts looking to maximize the waterfront lifestyle. The outdoor living space is a standout, highlighted by one of the largest and deepest residential pools in the area, an expansive deck, and seamless connection to the dock—creating a true indoor-outdoor coastal experience. Inside, the home is currently configured to offer 5+ bedrooms with multiple living areas, including two oversized primary-style suites and flexible upstairs space. One primary suite features a private balcony overlooking the pool, while another includes a real wood-burning fireplace with thermostat-controlled gas logs, adding both character and comfort. At the center of the home is a fully renovated chef’s kitchen designed for both function and presence, featuring a 48” gas range, commercial-grade hood, pot filler, dual dishwashers, a 60” side-by-side refrigerator/freezer, built-in nugget ice machine, drawer microwave, oversized sink, and extensive cabinetry with integrated storage solutions. Additional highlights include a generously sized laundry room with room for expansion, substantial parking capacity, and a versatile garage setup suitable for a variety of uses. Ample parking includes space for multiple vehicles, boats, and recreational equipment. Surrounded by higher-value waterfront homes and offering a rare combination of dock capacity, lot placement, and rapid Gulf access, this property presents a unique opportunity to secure a highly functional and flexible coastal setup in one of Hernando Beach’s most desirable areas. Buyer to verify all measurements, room configurations, improvements, and permitting.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,848
Sqft
0.18 ac
Lot size
2
Garage
1981
Year built
Two
Levels
$404
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,565 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,565/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HERNANDO BEACH
$404 vs $358
Days on market
92 vs 35 typical
Where $404/sqft sits among the 25 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
12 of 25
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 257% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3173 GULFVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$650,000
3207 HIBISCUS DRIVE · same community
4 bd · 3 ba · 2,512 sqft · $259/sqft · 257 DOM
Sold · Apr ’26$265,000
4048 BLUEFISH DRIVE · same community
4 bd · 3 ba · 2,496 sqft · $106/sqft · 259 DOM
Sold · Jan ’26$1,150,000
4375 2ND ISLE DRIVE · same community
3 bd · 2 ba · 2,321 sqft · $495/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3173 GULFVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3173 GULFVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3173 GULFVIEW DRIVE FAQs
What would the monthly payment be for 3173 GULFVIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,565/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3173 GULFVIEW DRIVE?+
The most recent tax bill on record (2025) was $9,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3173 GULFVIEW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $1,150,000, this home is listed about 110% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3173 GULFVIEW DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,150,000 runs 257% above the HERNANDO BEACH 34607 median — but at 2,848 sqft it's also nearly twice the size of the typical Hernando Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
92 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,200,000, now $1,150,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Alvin Klasi. MLS #TB8497388.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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