7774 OCEAN SPRAY TRAIL, PALMETTO, FL, 34221
Active102 days on marketListed Apr 27, 2026MLS #TB8502244
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About this home
7774 OCEAN SPRAY TRAIL
Under Construction. We call this one "The Backyard Escape!" Welcome to Coasterra, Palmetto’s premier master-planned community designed for those seeking the ultimate Florida lifestyle. This resort-style neighborhood offers an impressive collection of amenities including a sparkling pool with cabanas and splash pad, pickleball courts, fitness areas, scenic walking trails, playgrounds, a dog park, fire pit gathering spaces, and a waterfront canoe launch surrounded by a breathtaking 200-acre natural preserve. Conveniently located near Tampa, St. Petersburg, Sarasota, and the Gulf beaches, Coasterra combines everyday convenience with endless opportunities for recreation and relaxation. Perfectly positioned on Homesite 38, this stunning home offers one of the community’s most desirable backyard settings with an impressive 38 feet of backyard space — ideal for creating your dream outdoor oasis. Whether you envision a large custom pool, outdoor kitchen, or expanded entertaining area, this oversized backyard provides the flexibility to truly maximize Florida outdoor living. The extended lanai creates the perfect transition between indoor comfort and outdoor enjoyment, making it easy to host gatherings or unwind year-round. Inside, the home showcases beautifully selected designer finishes, and an open-concept layout built for modern living. Elegant quartz countertops add timeless style to the kitchen, while durable laminate flooring flows throughout the main living areas for both beauty and functionality. Large sliding glass doors flood the home with natural light and create a seamless connection to the extended lanai. Built by David Weekley Homes, this residence is backed by an industry-leading 1-, 2-, and 10-year warranty, offering lasting confidence in quality, craftsmanship, and long-term peace of mind. Thoughtfully designed with both comfort and style in mind, this home offers the perfect blend of luxury finishes, spacious living, and exceptional outdoor potential within one of Palmetto’s most exciting new communities.**This property offers a limited-time interest rate incentive.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,655
Sqft
0.2 ac
Lot size
3
Garage
2026
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,702 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,702/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs COASTERRA
$205 vs $198
Days on market
102 vs 56 typical
Where $205/sqft sits among the 33 homes for sale in COASTERRA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
19 of 33
COASTERRA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 7774 OCEAN SPRAY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$524,990
7787 OCEAN SPRAY TRAIL · same community
4 bd · 3 ba · 2,655 sqft · $198/sqft · 104 DOM
Sold · Mar ’26$533,990
7779 OCEAN SPRAY TRAIL · same community
4 bd · 3 ba · 2,635 sqft · $203/sqft · 108 DOM
Sold · Apr ’26$465,000
13221 SHELLMORE AVENUE · same community
4 bd · 2 ba · 2,723 sqft · $171/sqft · 236 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7774 OCEAN SPRAY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7774 OCEAN SPRAY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
7774 OCEAN SPRAY TRAIL FAQs
What would the monthly payment be for 7774 OCEAN SPRAY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,702/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7774 OCEAN SPRAY TRAIL?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7774 OCEAN SPRAY TRAIL?+
The most recent tax bill on record (2025) was $539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7774 OCEAN SPRAY TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $544,990, this home is listed about 38% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7774 OCEAN SPRAY TRAIL?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$544,990 runs 47% above the PALMETTO 34221 median — but at 2,655 sqft it's also 37% larger than the typical Palmetto listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $550,805, now $544,990 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEEKLEY HOMES REALTY COMPANY · Robert St. Pierre. MLS #TB8502244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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