18019 JAVA ISLE DRIVE, TAMPA, FL, 33647
Active81 days on marketListed May 1, 2026MLS #TB8502513
About this home
18019 JAVA ISLE DRIVE
Canal-Front Pool Home in Gated Cory Lake Isles — Move-In Ready If you've been looking for that easy Florida lifestyle — water out back, a pool to jump into, and a neighborhood where you actually want to spend your weekends — this is it. This 3-bedroom, 2-bathroom Mediterranean-style home in Cory Lake Isles checks all the right boxes. At 2,200 square feet, there's plenty of room to spread out, and the layout just works. New flooring throughout (no carpet anywhere), an updated kitchen with stainless steel appliances, refreshed bathrooms, and a washer and dryer already in place — it's genuinely move-in ready. The back of the home is where things get good. Pocket sliders open all the way up, connecting the living room to a screened lanai and private pool overlooking the canal. It's the kind of setup where you stop closing the door between inside and outside — you just leave it open. The canal feeds into the community ski lake, so there's always something to watch, and easy water access if you want it. Out front, a pavered driveway and tile roof give the place real curb appeal. Inside, everything has been taken care of — this isn't a project home. Cory Lake Isles is a manned gated community with canary palms lining the brick-paved streets and more amenities than most would expect: beach club, community pool, fitness center, tennis courts, basketball, hockey rink, and sand volleyball. It's an active, friendly neighborhood with a lot going on — or you can just stay home and float in your own pool. Either works.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,023
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Tampa actives
$261 vs $306
Days on market
81 vs 33 typical
Where $261/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cory Lake Isles
Get to know Tampa. See the full Tampa guide →
Cory Lake Isles — neighborhood snapshot
Population
2,714
Median age
44
Median income
$205,018
Median home value
$711,583
Avg household
3
Households w/ children
354
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
179 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 18019 JAVA ISLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$585,000
18036 JAVA ISLE DRIVE · same community
3 bd · 2 ba · 1,937 sqft · $302/sqft · 64 DOM
Sold · Sep ’25$550,000
10921 CORY LAKE DRIVE · same community
4 bd · 3.5 ba · 2,900 sqft · $190/sqft · 61 DOM
Sold · Nov ’25$499,999
10827 CORY LAKE DRIVE
3 bd · 2 ba · 2,062 sqft · $242/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18019 JAVA ISLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18019 JAVA ISLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
18019 JAVA ISLE DRIVE FAQs
What would the monthly payment be for 18019 JAVA ISLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,505/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18019 JAVA ISLE DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18019 JAVA ISLE DRIVE?+
The most recent tax bill on record (2025) was $11,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18019 JAVA ISLE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $529,000, this home is listed about 14% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18019 JAVA ISLE DRIVE?+
Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$529,000 runs 36% above the TAMPA 33647 median — but at 2,023 sqft it's also 26% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
81 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $559,000, now $529,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Lindsey Fowkes. MLS #TB8502513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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