2836 CINNAMON BEAR TRAIL, PALM HARBOR, FL, 34684
Active81 days on marketListed May 13, 2026MLS #TB8508548
About this home
2836 CINNAMON BEAR TRAIL
Improved price!! Don't miss your chance to own this gorgeous corner lot 3 bedroom, 2 bathroom, garage home tucked away next to Lake Tarpon in an established neighborhood!! This home has been beautifully updated through the years and features a freshly painted interior, great mixture of ceramic tile and brand new LVP for easy upkeep, multiple living areas, split floorplan, brand new granite countertops in the kitchen, updated bathrooms, new ceiling fans, and more!! Large, privacy fenced backyard perfect for your furry friends and enjoying the Florida weather. ROOF replaced in 2021! Flood zone X! Beaches, Lake Tarpon Boat Ramp, Tarpon Springs Sponge Docks, and so much more only a short drive away! Top rated Schools!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,554
Sqft
0.19 ac
Lot size
2
Garage
1981
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,249 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,249/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Palm Harbor actives
$257 vs $261
Days on market
81 vs 42 typical
Where $257/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
204 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2836 CINNAMON BEAR TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$380,000
2884 CINNAMON BEAR TRAIL · same community
3 bd · 2 ba · 1,278 sqft · $297/sqft · 82 DOM
Sold · Jun ’26$350,000
3042 HANNA COURT · same community
3 bd · 2 ba · 1,184 sqft · $296/sqft · 12 DOM
Sold · Feb ’26$319,000
2943 HANNA COURT · same community
3 bd · 2 ba · 1,036 sqft · $308/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2836 CINNAMON BEAR TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2836 CINNAMON BEAR TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
2836 CINNAMON BEAR TRAIL FAQs
What would the monthly payment be for 2836 CINNAMON BEAR TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,249/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2836 CINNAMON BEAR TRAIL?+
The most recent tax bill on record (2025) was $6,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $399,900, this home is listed about 7% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2836 CINNAMON BEAR TRAIL?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 60% above the PALM HARBOR 34684 median.
02Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $449,900, now $399,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRANDYWINE HOMES USA · Hilary Provost. MLS #TB8508548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 2836 CINNAMON BEAR TRAIL but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Rui to ping you on any price or status change →