Rui Ma
$275,0003 bd2 ba1,616 sqft$170 /sqft$2,495 /mo all-in ↓

107 SHELL FALLS DRIVE, APOLLO BEACH, FL, 33572

Active59 days on marketListed May 22, 2026MLS #TB8510312

Priced 39% below the APOLLO BEACH 33572 medianVillaSOUTHSHORE FALLS PH 1

About this home

107 SHELL FALLS DRIVE

Virtually Staged. GORGEOUS SOUTHSHORE FALLS VILLA at BOTTOM OF THE MARKET PRICE! Relocated seller is offering SPACIOUS CASCADIA plan at a great price! 2/2/with DEN, DINE IN KITCHEN, HUGE MASTER SUITE in SOUGHT AFTER DEL WEBB COMMUNITY! FALL IN LOVE at the front door! HUGE GREAT ROOM has plenty of space for your electronics. Perfect for catching a great movie, or taking in big game. FORMAL DINING ROOM is just right for elegant entertaining! GOURMET KITCHEN boasts tons of 42" upper cabinets, CUSTOM PANTRY & SUNNY BREAKFAST NOOK! SOLID SURFACE COUNTERS, INTEGRATED SINK & UPGRADED APPLIANCES will keep the cook happy! SPLIT BEDROOM FLOOR PLAN gives total privacy for you & your overnight guest! HUGE MASTER BEDROOM has EN-SUITE BATH, DUAL CLOSETS & AMPLE ROOM FOR LARGE FURNITURE! MILES OF EZ CARE TILE! INTERIOR IS FRESHLY PAINTED! WELCOME TO PARADISE! Southshore Falls is a DEL WEBB RESORT STYLE COMMUNITY with everything to keep you FIT, HAPPY, HEALTHY & ENTERTAINED! Plus having the BEST NEIGHBORS IN THE WORLD is a definite YES! Inside the 24 HOUR GATED ENTRY you will find 3 YEAR ROUND HEATED POOLS, 14,000 sq.ft. CLUBHOUSE, STATE OF THE ART FITNESS CENTER, ART/HOBBY ROOM, ENDLESS COFFEE CAFE, LIBRARY, BILLIARDS, GRAND BALLROOM & SO MUCH MORE! Popular LAGOON POOL, RESISTANCE POOL, FIREPIT CONVERSATION AREA, PUTTING GREEN, TABLE TENNIS, GRILL AREA, BOCCE BALL, SHUFFLEBOARD, CORN HOLE give everyone a chance to ENJOY THE FLORIDA SUNSHINE! Full time PROFESSIONAL MANAGEMENT STAFF & ACTIVITY DIRECTOR keep the FUN going 7 days a weeK. Enjoy MUSICAL TRIBUTE SHOWS (think the Eagles, Journey, Neil Diamond, Elvis), MAGIC & COMEDY SHOWS, BINGO, TRIVIA, MUSIC BINGO, PATRIOTIC HOLIDAY EVENTS (come celebrate our 250th birthday on July 4th), POTLUCKS & A WHOLE LOT OF FUN! Don't miss the EAGLE'S NEST POOL, TENNIS & PICKLEBALL COURTS at the back of the neighborhood! Take a stroll on the WOODED WALKING TRAIL & DEFINITELY CATCH AN AMAZING SUNSET AT THE GAZEBO on the lake! Start living the life you have worked for! LOVE WHERE YOU LIVE! Won't you be our neighbor??? Ask to see this INCREDIBLE SOUTHSHORE FALLS VILLA today & ASK FOR YOUR CLUBHOUSE & COMMUNITY TOUR! Guaranteed to make you smille!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,616

Sqft

0.1 ac

Lot size

2

Garage

2005

Year built

One

Levels

$170

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$371/mo
Taxes (2025)$2,681/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,495 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$223
HOA fee — from the listing$371
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,495/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$223
HOA / condo fee$371
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$264KedgeAI estimate $313,453 · range $298K$355K$369K

vs edgeAI estimate

−12.3%

$/sqft vs Apollo Beach actives

$170 vs $228

Days on market

59 vs 56 typical

Where $170/sqft sits among the 400 Apollo Beach actives

153 · this home
118
36
29
29
35
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 107 SHELL FALLS DRIVE

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)46 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

223 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

May 22, 2026Listed at $275,000 · 59 days on market since
2005Built · SOUTHSHORE FALLS PH 1

Reality check

What actually sold near 107 SHELL FALLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

226 SHELL FALLS DRIVESold · Dec ’25

$293,000

226 SHELL FALLS DRIVE · same community

3 bd · 2 ba · 1,616 sqft · $181/sqft · 118 DOM

220 SHELL FALLS DRIVESold · Mar ’26

$305,000

220 SHELL FALLS DRIVE · same community

3 bd · 2 ba · 1,616 sqft · $189/sqft · 2 DOM

102 SHELL FALLS DRIVESold · Oct ’25

$297,670

102 SHELL FALLS DRIVE · same community

2 bd · 2 ba · 1,616 sqft · $184/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 107 SHELL FALLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 107 SHELL FALLS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

107 SHELL FALLS DRIVE FAQs

What would the monthly payment be for 107 SHELL FALLS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,495/mo — principal and interest, the actual property-tax bill, the $371/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 107 SHELL FALLS DRIVE?+

The association fee works out to $371 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 107 SHELL FALLS DRIVE?+

The most recent tax bill on record (2025) was $2,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 107 SHELL FALLS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $275,000, this home is listed about 44% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 107 SHELL FALLS DRIVE?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX REALTY UNLIMITED · Kathy Lieberman. MLS #TB8510312.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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