12103 GOTHIC ROAD, SPRING HILL, FL, 34610
Active52 days on marketListed May 30, 2026MLS #TB8513277
About this home
12103 GOTHIC ROAD
One or more photo(s) has been virtually staged. Welcome to the M/I Homes Sentinel "A" model, a beautifully maintained 4-bedroom home situated on just under 1/4 acre corner homesite in the highly desirable Talavera community of Pasco County. Built in 2019 and featuring a fully fenced backyard, this exceptional property offers both privacy and functionality. The thoughtfully designed split-bedroom floor plan welcomes you through a trussed front porch into a spacious foyer that leads into the heart of the home. The upgraded kitchen is appointed with granite countertops, 42-inch neutral upper cabinets with crown molding, stainless steel appliances, a large eat-in island, and a walk-in pantry, creating the perfect space for everyday living and entertaining. Additional thoughtful upgrades include: hurricane shutters for added protection, built-in cabinetry in the laundry room for extra storage and convenience, and granite vanities in all bathrooms paired with beautifully tiled showers, showcasing quality finishes throughout. Privately located at the rear of the home, the primary suite features a custom-built closet system and a well-appointed en-suite bathroom complete with a granite vanity and a tiled step-in shower with glass enclosure. Three additional bedrooms provide ample space, each offering generous closet storage. Step outside and enjoy the expansive fully fenced backyard, offering plenty of room for outdoor living, recreation, pets, gardening, or future enhancements. The premium corner homesite enhances the sense of space and versatility without compromising space. Residents of Talavera enjoy resort-style amenities including a community pool, splash pad, basketball and tennis courts, clubhouse, playground, and frequent weekend food truck events. Conveniently located near US-41 and SR-52, with easy access to shopping, dining, and everyday conveniences and also zoned for top rated Land O’ Lakes High School. Priced to sell, this home represents a rare combination of value, upgrades and spacious living-Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,746
Sqft
0.24 ac
Lot size
2
Garage
2019
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Spring Hill actives
$198 vs $193
Days on market
52 vs 29 typical
Where $198/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
196 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12103 GOTHIC ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$323,000
12170 GOTHIC ROAD · same community
3 bd · 2 ba · 1,508 sqft · $214/sqft · 130 DOM
Sold · Aug ’25$334,990
11404 VELVET APRICOT DRIVE
3 bd · 2.5 ba · 1,758 sqft · $191/sqft · 93 DOM
Sold · Jul ’25$344,990
11412 VELVET APRICOT DRIVE
3 bd · 2.5 ba · 1,758 sqft · $196/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12103 GOTHIC ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12103 GOTHIC ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
12103 GOTHIC ROAD FAQs
What would the monthly payment be for 12103 GOTHIC ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,870/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12103 GOTHIC ROAD?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12103 GOTHIC ROAD?+
The most recent tax bill on record (2025) was $6,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12103 GOTHIC ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $345,000, this home is priced right at the Spring Hill median.
Which schools are assigned to 12103 GOTHIC ROAD?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kristina Erb. MLS #TB8513277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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