2985 LA CONCHA DRIVE, CLEARWATER, FL, 33762
Active56 days on marketListed May 30, 2026MLS #TB8513605
About this home
2985 LA CONCHA DRIVE
Virtually Staged. Welcome to your oasis in the highly desirable, maintenance-free community of Vizcaya! Nestled in a prime, convenient Clearwater location, this beautiful 3-bedroom, 2-bathroom residence seamlessly combines modern elegance with effortless everyday living. From the moment you arrive, you will appreciate the peaceful atmosphere of this quiet, tight-knit neighborhood. Step inside to discover a bright and open floor plan featuring extensive modern updates completed in 2022, including gorgeous new tile flooring, a completely remodeled kitchen, beautifully updated bathrooms, and contemporary lighting throughout. The spacious living area flows effortlessly into a chef-inspired kitchen fully equipped with a modern oven/stove top, refrigerator, microwave, dishwasher, and garbage disposal—making it perfect for both entertaining and casual family gatherings. The home boastfully offers 2,138 square feet of pristine living space, featuring 3 generously sized bedrooms plus 2 versatile extra rooms, ideal for a home office, media room, or guest spaces. Additional features include a large double garage with automatic garage door openers, a comprehensive home alarm system, and central A/C for year-round comfort. Living in the exclusive Vizcaya neighborhood means enjoying a low-maintenance lifestyle. The monthly HOA dues of $220 conveniently cover your grounds maintenance (garden/landscaping), trash removal, sprinkler systems, and private road upkeep. Located in the heart of the 33762 area, you are just minutes away from top-rated dining, premier shopping, major commuter routes, and a short drive to world-class Gulf beaches. Don’t miss your opportunity to own this beautifully updated Clearwater gem!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,138
Sqft
0.19 ac
Lot size
2
Garage
1994
Year built
One
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,977 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,977/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Clearwater actives
$318 vs $218
Days on market
56 vs 47 typical
Where $318/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33762 — neighborhood snapshot
Population
5,039
Median age
54
Median income
$91,024
Median home value
$332,000
Avg household
1.94
Households w/ children
420
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 213% above the CLEARWATER 33762 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2985 LA CONCHA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$582,000
15845 Vivanco Street, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 2,149 sqft · $271/sqft · 98 DOM
Sold · Feb ’26$555,000
7267 Demedici Circle, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 2,164 sqft · $256/sqft · 13 DOM
Sold · Apr ’26$518,890
2880 LA CONCHA DRIVE · same community
3 bd · 3 ba · 2,094 sqft · $248/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2985 LA CONCHA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2985 LA CONCHA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
2985 LA CONCHA DRIVE FAQs
What would the monthly payment be for 2985 LA CONCHA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,977/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2985 LA CONCHA DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2985 LA CONCHA DRIVE?+
The most recent tax bill on record (2025) was $8,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2985 LA CONCHA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $680,000, this home is listed about 147% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2985 LA CONCHA DRIVE?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$680,000 runs 213% above the CLEARWATER 33762 median — but at 2,138 sqft it's also 70% larger than the typical Clearwater listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $699,000, now $680,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DICUS HARRISON REALTY · Lambdin Freeman. MLS #TB8513605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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