Rui Ma
Short-Term Rental Eligible
$240,0003 bd2.5 ba1,364 sqft$176 /sqft$2,114 /mo all-in ↓

9838 TRUMPET VINE LOOP, TRINITY, FL, 34655

Active42 days on marketListed Jun 8, 2026MLS #TB8516908

Priced 28% below the TRINITY 34655 medianEst. $49K/yr short-term rental revenueTownhouseTHOUSAND OAKS EAST PH V

About this home

9838 TRUMPET VINE LOOP

Welcome to maintenance-free living in the highly desirable Thousand Oaks East community in Trinity. This well-maintained two-story townhome offers a functional and open layout with approximately 1,364 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, and a comfortable design ideal for everyday living and entertaining. The first floor features a spacious open-concept living and dining area that flows seamlessly into the kitchen, creating an inviting central gathering space. The kitchen offers ample cabinetry, a breakfast bar, and convenient access to the main living area, making it perfect for both casual meals and hosting guests. A convenient half-bath is located downstairs for visitors. Upstairs, the primary suite provides a private retreat with an en-suite bathroom and generous closet space. Two additional bedrooms offer flexibility for family, guests, or a home office, along with a shared full bathroom. Located in the established Thousand Oaks East community, residents enjoy a peaceful neighborhood setting with well-maintained surroundings and convenient access to shopping, dining, schools, and major roadways in the Trinity area. This home is ideal for buyers seeking low-maintenance living in a prime location with strong community appeal.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,364

Sqft

0.02 ac

Lot size

2014

Year built

Two

Levels

$176

Per sqft

Garden viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden
FacesNorthwest
ParkingAssigned
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$267/mo
Taxes (2025)$2,016/yr
PetsYes
CommunityBuyer Approval Required · Deed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,114 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$168
HOA fee — from the listing$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,400
Interest rate6.00%
Loan term

Estimated payment

$2,114/mo

Principal & interest$1,413
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$168
HOA / condo fee$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Trinity actives

$176 vs $232

Days on market

42 vs 42 typical

Where $176/sqft sits among the 47 Trinity actives

6 · this home
11
11
12
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$49,150/yr gross

Avg nightly rate$306
Occupancy (comp set)46%
CommunityThousand Oaks
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,795/mo median

MarketTrinity
Annual gross at median$33,540
Gross yield on this price14.0%
Homes for rent right now4

Live Trinity rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Thousand Oaks

Map of 9838 TRUMPET VINE LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa44 min

Thousand Oaks is a short-term-rental community. See the full guide →

TRINITY 34655 — neighborhood snapshot

Population

47,696

Median age

45.7

Median income

$85,107

Median home value

$353,000

Avg household

2.53

Households w/ children

5,515

For the school run

Pasco County School District

ElementaryTrinity Oaks Elementary School★★★★★
MiddleSeven Springs Middle School★★★★
HighJames W. Mitchell High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

23 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $240,000 · 42 days on market since
2014Built · THOUSAND OAKS EAST PH V

Reality check

What actually sold near 9838 TRUMPET VINE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9868 TRUMPET VINE LOOPSold · Dec ’25

$245,000

9868 TRUMPET VINE LOOP · same community

3 bd · 2.5 ba · 1,365 sqft · $179/sqft · 24 DOM

9779 TRUMPET VINE LOOPSold · Feb ’26

$252,500

9779 TRUMPET VINE LOOP · same community

3 bd · 2.5 ba · 1,501 sqft · $168/sqft · 32 DOM

9752 TRUMPET VINE LOOPSold · Aug ’25

$259,000

9752 TRUMPET VINE LOOP · same community

2 bd · 2.5 ba · 1,501 sqft · $173/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9838 TRUMPET VINE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9838 TRUMPET VINE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

9838 TRUMPET VINE LOOP FAQs

What would the monthly payment be for 9838 TRUMPET VINE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,114/mo — principal and interest, the actual property-tax bill, the $267/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9838 TRUMPET VINE LOOP?+

The association fee works out to $267 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9838 TRUMPET VINE LOOP?+

The most recent tax bill on record (2025) was $2,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 9838 TRUMPET VINE LOOP be rented short-term?+

Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 9838 TRUMPET VINE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $240,000, this home is listed about 48% below the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9838 TRUMPET VINE LOOP?+

Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TRINITY 34655 market on paper

$240,000 is 28% below the TRINITY 34655 median of $335,000, and at $176/sqft it sits under the Trinity average of $226.

02Zoned for nightly rentals

Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ALTRU REALTY · Keith Gordon. MLS #TB8516908.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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